Arrowhead Federal Credit Union

Headquarters: Rancho Cucamonga, California
Charter: Credit Union
Assets: $2.9B
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Arrowhead Federal Credit Union: No fee
Arrowhead Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Compared at $27, its standard fee, the highest of its prices
Arrowhead Federal Credit Union: $0 to $27
Arrowhead Federal Credit Union: $0 to $27
U.S. median: no median
Wire Transfer (Domestic Out)
Arrowhead Federal Credit Union: $30
Arrowhead Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Arrowhead Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance FeeNo charge
Inactivity Fee$2
per month
Unclaimed Property Notification$2
per item
Research/Account Reconciliation (Plus any fees charged by third party)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of ATM Transaction (Plus fee charged by ATM owner/operator)$3
per item

Overdraft & NSF

Courtesy Pay and Uncollected Funds (UCF) Items$27
per item
Withdrawals (Courtesy Pay Fee may apply)No charge

ATM & Card

Replacement of ATM Card$5
per item
Replacement of VISA Debit Card$5
per item
Card Replacement Rush$35
per item
VISA International Service Assessment (ISA) Fee1%

Wire Transfers

Wire Transfers: Domestic Outgoing$30
per item
All Incoming WiresNo charge

Check Services

Cashier’s Check (Payable to third party)$5
per item
Money Order (waived for Arrowhead Spending account)$3
per item
Stop Payment Fee$26
per item
Counter Checks$2
per item
Collection Items (Incoming or Outgoing) (Plus any fees charged by third party)$15
per item
Photocopy of Bill Payment Checks$2
per item
Photocopy of Cashier’s Check$2
per item

Cash & Deposit

Deposit Item Returned (Branch, Mobile, Mail or Arrowhead ATM)No charge

Account Services

Notary Fee$10
Lost, Stolen or Destroyed Credit Union Check$26
per item
Levies: IRS, State, Marshal, etc$30
per item
Response to Subpoenas (Additional 0.10 per copy, plus fees charged by third party)$20
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposit$5
per item

Other Fees

Photocopy of Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	No charge	Not stated	None
Inactivity Fee	$2	per month	None
Unclaimed Property Notification	$2	per item	None
Research/Account Reconciliation (Plus any fees charged by third party)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of ATM Transaction (Plus fee charged by ATM owner/operator)	$3	per item	None
Overdraft & NSF
Courtesy Pay and Uncollected Funds (UCF) Items	$27	per item	None
Withdrawals (Courtesy Pay Fee may apply)	No charge	Not stated	None
ATM & Card
Replacement of ATM Card	$5	per item	None
Replacement of VISA Debit Card	$5	per item	None
Card Replacement Rush	$35	per item	None
VISA International Service Assessment (ISA) Fee	1%	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$30	per item	None
All Incoming Wires	No charge	Not stated	None
Check Services
Cashier’s Check (Payable to third party)	$5	per item	None
Money Order (waived for Arrowhead Spending account)	$3	per item	None
Stop Payment Fee	$26	per item	None
Counter Checks	$2	per item	None
Collection Items (Incoming or Outgoing) (Plus any fees charged by third party)	$15	per item	None
Photocopy of Bill Payment Checks	$2	per item	None
Photocopy of Cashier’s Check	$2	per item	None
Cash & Deposit
Deposit Item Returned (Branch, Mobile, Mail or Arrowhead ATM)	No charge	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Lost, Stolen or Destroyed Credit Union Check	$26	per item	None
Levies: IRS, State, Marshal, etc	$30	per item	None
Response to Subpoenas (Additional 0.10 per copy, plus fees charged by third party)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposit	$5	per item	None
Other Fees
Photocopy of Statement	$5	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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