23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Commonwealth Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Commonwealth Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2025 to Q2 2026, standalone quarters
Fee income was $3.6M in Q2 2026, 17% above the same quarter a year earlier ($3.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $12.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 5.5% from Q3 2025 to Q2 2026, to $3.6M.
$3.6M
Commonwealth Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Commonwealth Federal Credit Union · $2.9B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Commonwealth Federal Credit Union(this institution) | Frankfort, KY | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abound Federal Credit Union | Radcliff, KY | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American Eagle Financial Federal Credit Union | East Hartford, CT | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arrowhead Federal Credit Union | Rancho Cucamonga, CA | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bayport Federal Credit Union | Newport News, VA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Capital Federal Credit Union | Green Bay, WI | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Civic Federal Credit Union | Raleigh, NC | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Connecticut State Employees Federal Credit Union | Hartford, CT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Consumers Federal Credit Union | Oshtemo, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Corning Federal Credit Union | Corning, NY | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union 1 | Lombard, IL | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eglin Federal Credit Union | Fort Walton Beach, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Community Federal Credit Union | Houston, TX | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Florida Federal Credit Union | Gainesville, FL | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Gte Federal Credit Union | Tampa, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hawaii State Federal Credit Union | Honolulu, HI | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lake Trust Federal Credit Union | Brighton, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oregon State Federal Credit Union | Corvallis, OR | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Partners Federal Credit Union | Burbank, CA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pen Air Federal Credit Union | Pensacola, FL | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Polish & Slavic Federal Credit Union | Brooklyn, NY | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Selco Community Federal Credit Union | Springfield, OR | $3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Three Rivers Federal Credit Union | Fort Wayne, IN | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Together Federal Credit Union | Saint Louis, MO | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ttcu Federal Credit Union | Tulsa, OK | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Y-12 Federal Credit Union | Oak Ridge, TN | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $12.50, the middle of its two prices, against a peer median of $5 among 14 publishing peers.
Its two checking prices are $10 and $15.
$12.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Commonwealth Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q1 2025 to Q2 2026, standalone quarters · 6 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $3.6M | +$296K | +8.9% |
| Q1 2026 | $3.3M | −$209K | −5.9% |
| Q4 2025 | $3.5M | +$100K | +2.9% |
| Q3 2025 | $3.4M | +$347K | +11.3% |
| Q2 2025 | $3.1M | +$154K | +5.3% |
| Q1 2025 | $2.9M |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Commonwealth Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per transaction
per item
per year
per year
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per year
per year
per year
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per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee (audience not stated, treated as personal) | $15 | per month | None |
| Monthly service fee | $10 | per month | None |
| Monthly Fee (if average daily balance falls below $5,000) | $15 | per month | None |
| Monthly Dormant/Inactive Account Fee | $5 | per month | None |
| All Money Market Accounts Withdrawals in excess of 6 per month | $5 | Not stated | None |
| Withdrawals in excess of 6 per month | $5 | Not stated | None |
| Returned Statement | $10 | Not stated | None |
| Returned Statement | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (Bill Payment Service) | $32 | per item | None |
| Overdraft Privilege (OD Privilege) | $32 | Not stated | None |
| Debit Returned for Non-Sufficient Funds (NSF) | $32 | Not stated | None |
| Overdraft Protection (NSF transfer) | $4 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (outgoing) | $20 | Not stated | None |
| Outgoing International Wire (in foreign currency) | $50 | Not stated | None |
| Outgoing International Wire (in U.S. Dollars) | $50 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| ACH Stop Payment /Transaction Cancellation | $25 | per transaction | None |
| ACH Stop Payment on Overdrawn Accounts | $25 | Not stated | None |
| ACH Stop Payment on Overdrawn Accounts | $25 | Not stated | None |
| Stop Payment (Bill Payment Service) | $10 | Not stated | None |
| Stop Payment (Bill Payment Service) | $10 | Not stated | None |
| Stop Payment on Cashier's Check | $25 | Not stated | None |
| Stop Payment on Cashier's Check | $25 | Not stated | None |
| Stop Payment on Official Check | $25 | Not stated | None |
| Stop Payment on Official Check | $25 | Not stated | None |
| Stop Payment on one or more checks | $25 | Not stated | None |
| Stop Payment on Overdrawn Accounts (Bill Payment Service) | $32 | Not stated | None |
| Stop Payment Reversal | No charge | Not stated | None |
| Counter Checks (waived w/check order) | $1 | per item | None |
| Check Cashing Fee (Non-Members, On-Us Checks) | $5 | Not stated | None |
| Check Image/Copy | $10 | Not stated | None |
| Photocopy of Check | $2 | Not stated | None |
| Proof of payment (copy of cancelled check) | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Returned for Non-Sufficient Funds (NSF) | $32 | Not stated | None |
| Payment (Bill Payment Service) | $10 | Not stated | None |
| Payment on Overdrawn Accounts (Bill Payment Service) | $32 | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Item | $32 | Not stated | None |
Account Services | |||
| Drill box fee (when keys are lost or stolen) | $200Not compared: Box drilling or key fee | Not stated | None |
| Duplicate Safe Deposit Box Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10X10 (audience not stated, treated as personal) | $72 | per year | None |
| Safe Deposit Box 10X15 (audience not stated, treated as personal) | $72 | per year | None |
| Safe Deposit Box 3X10 | $36 | per year | None |
| Safe Deposit Box 3X10 (audience not stated, treated as personal) | $36 | per year | None |
| Safe Deposit Box 3X5 (audience not stated, treated as personal) | $24 | per year | None |
| Safe Deposit Box 5X10 | $48 | per year | None |
| Safe Deposit Box 5X10 (audience not stated, treated as personal) | $48 | per year | None |
| Safe Deposit Box 5X5 (audience not stated, treated as personal) | $36 | per year | None |
| Safe Deposit Boxes 3X5 | $24 | per year | None |
| Garnishments | $100 | Not stated | None |
| Levies | $20 | Not stated | None |
Other Fees | |||
| FedEx Ground/Home Delivery | $30 | Not stated | None |
| FedEx Overnight Mail | $60 | Not stated | None |
| Duplicate Statement or History | $2 | Not stated | None |
| Fax Fee | $1.50 | Not stated | None |
| Fax Fee | $1.50Not compared: Charged per page; comparison unavailable | per page | None |
| Look Up Fee (copy of cleared Credit Union check) | $2 | Not stated | None |
| Photocopy Direct Service (mailed to member) | $2.50 | Not stated | None |
| Photocopy Image Fax (faxed to member) | $3 | Not stated | None |
| Research Look Up Fee (copy of cleared Credit Union check) | $2 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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