Lighthouse Federal Credit Union

Headquarters: Dover, New Hampshire
Charter: Credit Union
Assets: $2.2B
Fed district: Boston

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Lighthouse Rewards Checking
Can be waived with an average daily balance of $2,500 or more.
Lighthouse Federal Credit Union: $5
Lighthouse Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Lighthouse Federal Credit Union: $32
Lighthouse Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Lighthouse Federal Credit Union: $32
Lighthouse Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lighthouse Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Lighthouse Rewards Checking Monthly fee (audience not stated, treated as personal)$5
per month · waived when you maintain an average daily balance of $2,5003
Escheatment$50
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay (over $5)$32
per item
Insufficient Funds$32
per item

Wire Transfers

Outgoing Wire Transfer (Domestic)$25
per item
Incoming Wire Transfer$10
per item
Outgoing Wire Transfer (International)$50
per item

Check Services

Money Order$3
per item

Account Services

Levy/Attachment$50

Fee	Amount	Basis	Note
Account Maintenance
Lighthouse Rewards Checking Monthly fee (audience not stated, treated as personal)	$5	per month	waived when you maintain an average daily balance of $2,5003
Escheatment	$50	Not stated	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay (over $5)	$32	per item	None
Insufficient Funds	$32	per item	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$25	per item	None
Incoming Wire Transfer	$10	per item	None
Outgoing Wire Transfer (International)	$50	per item	None
Check Services
Money Order	$3	per item	None
Account Services
Levy/Attachment	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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