22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026
Call-report figures are for Virginia Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Virginia Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 26, 2026 |
Fee income by quarter
Q4 2024 to Q2 2026, standalone quarters
Fee income was $8.5M in Q2 2026, 3.8% below the same quarter a year earlier ($8.8M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 7.8% from Q3 2025 to Q2 2026, to $8.5M.
$8.5M
Virginia Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Virginia Federal Credit Union · $7.4B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Virginia Federal Credit Union(this institution) | Richmond, VA | $7.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Fund Staff Federal Credit Union | Washington, DC | $7.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bellco Federal Credit Union | Greenwood Village, CO | $8.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citadel Federal Credit Union | Exton, PA | $6.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastal Federal Credit Union | Raleigh, NC | $6.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Federal Credit Union | Appleton, WI | $6.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dfcu Financial Federal Credit Union | Dearborn, MI | $8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Everwise Federal Credit Union | South Bend, IN | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Genisys Federal Credit Union | Auburn Hills, MI | $6.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kinecta Federal Credit Union | Manhattan Beach, CA | $6.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Landmark Federal Credit Union | Brookfield, WI | $7.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members 1St Federal Credit Union | Enola, PA | $8.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Michigan State University Federal Credit Union | East Lansing, MI | $8.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mission Federal Credit Union | San Diego, CA | $7.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Nasa Federal Credit Union | Upper Marlboro, MD | $5.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Redstone Federal Credit Union | Huntsville, AL | $8.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Royal Federal Credit Union | Eau Claire, WI | $5.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Service Federal Credit Union | Portsmouth, NH | $6.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Spokane Teachers Federal Credit Union | Liberty Lake, WA | $6.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees Credit Union of Maryland | Linthicum, MD | $5.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Summit Federal Credit Union | Madison, WI | $8.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tinker Federal Credit Union | Oklahoma City, OK | $6.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Travis Federal Credit Union | Vacaville, CA | $5.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Trustone Financial Federal Credit Union | Plymouth, MN | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| University Of Wisconsin Federal Credit Union | Madison, WI | $6.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wescom Central Federal Credit Union | Pasadena, CA | $6.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $9.95, against a peer median of $8 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Virginia Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q4 2024 to Q2 2026, standalone quarters · 7 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $8.5M | −$359K | −4.0% |
| Q1 2026 | $8.9M | −$565K | −6.0% |
| Q4 2025 | $9.4M | +$203K | +2.2% |
| Q3 2025 | $9.2M | +$383K | +4.3% |
| Q2 2025 | $8.8M | +$160K | +1.8% |
| Q1 2025 | $8.7M | −$721K | −7.7% |
| Q4 2024 | $9.4M |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Virginia Federal Credit Union’s own schedules, with a source for each figure.
per item
per day
per day
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee | $9.95 | per month | None |
| Account research/balancing account statement - per hour | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| Paid NSF fee (Each additional item is) (audience not stated, treated as personal) | $35 | per item | None |
| Paid NSF fee (First item per calendar year) (audience not stated, treated as personal) | $20 | Not stated | None |
| Returned ACH debit from a savings account | $35 | Not stated | None |
| Daily fee | $5 | per day | None |
| Overdraft transfer fee (maximum 1 fee per day, even if multiple overdraft sources are accessed) | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Each network ATM balance inquiry (includes merchant inquiry) | $1 | per item | None |
| Each network ATM withdrawal over 4 per month from a checking account | $2 | per item | None |
| Debit card or credit card replacement | $5 | Not stated | None |
| Foreign Transaction | No charge | Not stated | None |
Wire Transfers | |||
| Wire transfer: Domestic (outgoing) | $20 | Not stated | None |
| Wire transfer: International (outgoing) | $50 | Not stated | None |
Check Services | |||
| Official check from a savings or checking account (excludes QuikLine Phone Banking requests) | $5 | Not stated | None |
| Money order | $4 | Not stated | None |
| Easily order checks online or by phone | $20 | Not stated | None |
| Stop payment on check, EFT debit or automatic draft | $35 | Not stated | None |
| Counter checks (quantities of four) | $1 | Not stated | None |
| Returned check (cashed or deposited - requires collection effort) | $35 | Not stated | None |
| Returned check (cashed or deposited - requires collection effort) | $35 | Not stated | None |
| Copy of non-VACU item (per item) | $1 | per item | None |
Cash & Deposit | |||
| Cash Advance | No charge | Not stated | None |
Account Services | |||
| Price varies per size: 2x5 | $25 | Not stated | None |
| Safe Deposit Box 10x10 | $125 | Not stated | None |
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $125 | Not stated | None |
| Safe Deposit Box 15x10 (audience not stated, treated as personal) | $125 | Not stated | None |
| Safe Deposit Box 3x10 | $75 | Not stated | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 3x5 | $50 | Not stated | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 7x10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box Drilling Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Key | $30Not compared: Box drilling or key fee | Not stated | None |
| Levy, lien & garnishment processing fee | $100 | Not stated | None |
Retirement & IRA | |||
| IRA Termination | $25 | Not stated | None |
Other Fees | |||
| Copy of or inquiry about any type of check | $1 | Not stated | None |
| Copy of statement | $2 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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