Oklahoma'S Federal Credit Union

Headquarters: Oklahoma City, Oklahoma
Charter: Credit Union
Assets: $954.5M
Fed district: Kansas City

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Rewards Checking $10 · Rewards+ Checking $12.99
Compared at $11.50, the middle of its prices
Oklahoma'S Federal Credit Union: $10 to $12.99
Oklahoma'S Federal Credit Union: $10 to $12.99
U.S. median: no median
Overdraft (OD)
Oklahoma'S Federal Credit Union: $27.50
Oklahoma'S Federal Credit Union: $27.50
U.S. median: no median
NSF / Returned Item
Oklahoma'S Federal Credit Union: $27.50
Oklahoma'S Federal Credit Union: $27.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oklahoma'S Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Rewards Checking Monthly service charge$10
per month · if transaction requirements are not met
Rewards+ Checking Monthly service charge$12.99
per month
Early account termination$10
Dormant account$20
Not compared: Annual charge, not monthly
per year
Escheatment fee$50
Account research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement$5
Returned mail$15

Overdraft & NSF

Courtesy pay$27.50
per item
Overdraft (NSF) paid$27.50
per item
Bill pay return check$27.50
per item
Returned ACH$27.50
Returned check$27.50

ATM & Card

ATM inquiry$0.50
per item
Lost card replacement$5
per item

Check Services

Official check$5
per item
Money order$3
per item
Stop payment (ACH or check)$27.50
per item
Temporary/starter checks$1
per item · Per sheet, 4 checks per sheet
Collection item$10
Check copy$2.50
per item

Digital & Electronic

Bill pay inactivity$4.95
per month

Account Services

Drill box$200
Not compared: Box drilling or key fee
per item
Replacement key$10
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10$55
per year
Safe Deposit Box 15x15$85
per year
Safe Deposit Box 16x22$100
per year
Safe Deposit Box 3x10$30
per year
Safe Deposit Box 3x5$25
per year
Safe Deposit Box 5x10$35
per year
Safe Deposit Box 7x10$40
per year
Levy - child support$20
Levy - other$35
Not compared: Annual charge, not per item
per year
Account verification$10
per item

Other Fees

Overnight delivery$50

Fee	Amount	Basis	Note
Account Maintenance
Rewards Checking Monthly service charge	$10	per month	if transaction requirements are not met
Rewards+ Checking Monthly service charge	$12.99	per month	None
Early account termination	$10	Not stated	None
Dormant account	$20Not compared: Annual charge, not monthly	per year	None
Escheatment fee	$50	Not stated	None
Account research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement	$5	Not stated	None
Returned mail	$15	Not stated	None
Overdraft & NSF
Courtesy pay	$27.50	per item	None
Overdraft (NSF) paid	$27.50	per item	None
Bill pay return check	$27.50	per item	None
Returned ACH	$27.50	Not stated	None
Returned check	$27.50	Not stated	None
ATM & Card
ATM inquiry	$0.50	per item	None
Lost card replacement	$5	per item	None
Check Services
Official check	$5	per item	None
Money order	$3	per item	None
Stop payment (ACH or check)	$27.50	per item	None
Temporary/starter checks	$1	per item	Per sheet, 4 checks per sheet
Collection item	$10	Not stated	None
Check copy	$2.50	per item	None
Digital & Electronic
Bill pay inactivity	$4.95	per month	None
Account Services
Drill box	$200Not compared: Box drilling or key fee	per item	None
Replacement key	$10Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10	$55	per year	None
Safe Deposit Box 15x15	$85	per year	None
Safe Deposit Box 16x22	$100	per year	None
Safe Deposit Box 3x10	$30	per year	None
Safe Deposit Box 3x5	$25	per year	None
Safe Deposit Box 5x10	$35	per year	None
Safe Deposit Box 7x10	$40	per year	None
Levy - child support	$20	Not stated	None
Levy - other	$35Not compared: Annual charge, not per item	per year	None
Account verification	$10	per item	None
Other Fees
Overnight delivery	$50	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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