Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Mutual Federal Credit Union

Vicksburg, MississippiCredit UnionAtlanta Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Membership Dormancy is defined as a membership with no transactions within a 12-month$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay$29Within the typical range ($25–$32 nationally)
$1 below the national median
Source
Overdraft Transfer Fee$3Within the typical range ($3–$5 nationally)
$2 below the national median
per item · Source

Wire TransfersVerified

Incoming Domestic Wire Transfer$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Incoming International Wire Transfer$40Above the typical range ($10–$25 nationally)
$23.50 above the national median
Source
Outgoing International Wire Transfer$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source
Wire Transfers Outgoing Domestic Wire Transfer$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier's Check Cashier's Check$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Source
Money Order Purchase Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Membership Dormancy is defined as a membership with no transactions within a 12-month	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$29Within the typical range ($25–$32 nationally)	$1 below the national median	—	—	Source
Overdraft Transfer Fee	$3
ATM & CardVerified
Card Replacement VISA® Debit Card or ATM Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Incoming Domestic Wire Transfer	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Incoming International Wire Transfer	$40
Check ServicesVerified
Cashier's Check Cashier's Check	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	per item	—	Source
Money Order Purchase Money Orders	$1
Digital & ElectronicVerified
Non-Sufficient Funds \| Check, debit, or ACH item returned unpaid or paid by Courtesy Pay	$29Within the typical range ($17.75–$30 nationally)	$2 above the national median	—	—	Source
Account ServicesVerified
Box Drilling / Rekey Fee	$120Above the typical range ($25–$77.50 nationally)	$75 above the national median	—	—	Source
Retirement & IRAVerified
IRA Fees \| IRA Account Maintenance	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per year	—	Source
Other FeesVerified
Copy of Statement (Fee per month requested)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$528.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$528.5M

Total deposits

$458.9M

Service charge income (year to date)

$3.9M

Fee income ratio

20.0%

Return on assets

1.69%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,029 published fee entries from 2,596 institutions

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