Generations United Federal Credit Union

Headquarters: New York, New York
Charter: Credit Union
Assets: $7.0M
Fed district: New York

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Generations United Federal Credit Union: $25
Generations United Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Generations United Federal Credit Union: $25
Generations United Federal Credit Union: $25
U.S. median: no median
Stop Payment
Generations United Federal Credit Union: $25
Generations United Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Generations United Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$10
Dormant Account Fee$10
per month
Paper Statement Fee$5
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Fee | $5.00 per statement (free e-statements)

Overdraft & NSF

ACH/Check NSF$25
per item

ATM & Card

ATM/Debit Card Replacement$10
ATM/Debit Card Expedited Delivery$10

Wire Transfers

Wire Transfer: Domestic$25

Check Services

Corporate Checks$5
Stop Payment of Check or ACH$25
per item

Cash & Deposit

Deposited Checks Returned NSF$25
per item

Account Services

Levies/Citations/Garnishments/Etc$100

Lending Fees

Credit Card Late Payment Fee$25
Not compared: Monthly charge, not per item
per month
Loan Late Payment Fee$35
Not compared: Monthly charge, not per item
per month

Other Fees

Copy of Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$10	Not stated	None
Dormant Account Fee	$10	per month	None
Paper Statement Fee	$5Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Fee \| $5.00 per statement (free e-statements)
Overdraft & NSF
ACH/Check NSF	$25	per item	None
ATM & Card
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Expedited Delivery	$10	Not stated	None
Wire Transfers
Wire Transfer: Domestic	$25	Not stated	None
Check Services
Corporate Checks	$5	Not stated	None
Stop Payment of Check or ACH	$25	per item	None
Cash & Deposit
Deposited Checks Returned NSF	$25	per item	None
Account Services
Levies/Citations/Garnishments/Etc	$100	Not stated	None
Lending Fees
Credit Card Late Payment Fee	$25Not compared: Monthly charge, not per item	per month	None
Loan Late Payment Fee	$35Not compared: Monthly charge, not per item	per month	None
Other Fees
Copy of Statement	$5	per item	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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