Allegiance Federal Credit Union

Headquarters: Oklahoma City, Oklahoma
Charter: Credit Union
Assets: $372.5M
Fed district: Kansas City

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Classic Checking $2.50 · Second Chance Checking $12
Compared at $7.25, the middle of its prices
Allegiance Federal Credit Union: $2.50 to $12
Allegiance Federal Credit Union: $2.50 to $12
U.S. median: no median
Overdraft (OD)
Allegiance Federal Credit Union: $27.50
Allegiance Federal Credit Union: $27.50
U.S. median: no median
NSF / Returned Item
Allegiance Federal Credit Union: $27.50
Allegiance Federal Credit Union: $27.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Allegiance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Monthly service charge$2.50
per month
Second Chance Checking Monthly service charge$12
per month
Inactive Account$5
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation Fee$10
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Overdraft Item Fee$27.50
Return Item - Insufficient Funds$27.50
Returned Item Fee - Insufficient Funds$27.50

ATM & Card

Visa Debit Card Replacement$10

Wire Transfers

Domestic Wire Transfer (Outgoing)$10
per item
International Wire Transfer (Outgoing)$35
per item

Check Services

Official Checks$5
Money Order$1
per item
Stop Payment$25
per item
Check Cashing$5
Negative Account Collection Fee$15

Cash & Deposit

Deposit Item Returned$5
Deposit Item Returned From Member's Account$25

Account Services

DHS Levy$20

Retirement & IRA

IRA Termination$25

Gift & Prepaid Cards

Visa Gift Card$2.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Monthly service charge	$2.50	per month	None
Second Chance Checking Monthly service charge	$12	per month	None
Inactive Account	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation Fee	$10	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Overdraft Item Fee	$27.50	Not stated	None
Return Item - Insufficient Funds	$27.50	Not stated	None
Returned Item Fee - Insufficient Funds	$27.50	Not stated	None
ATM & Card
Visa Debit Card Replacement	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$10	per item	None
International Wire Transfer (Outgoing)	$35	per item	None
Check Services
Official Checks	$5	Not stated	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Check Cashing	$5	Not stated	None
Negative Account Collection Fee	$15	Not stated	None
Cash & Deposit
Deposit Item Returned	$5	Not stated	None
Deposit Item Returned From Member's Account	$25	Not stated	None
Account Services
DHS Levy	$20	Not stated	None
Retirement & IRA
IRA Termination	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$2.50	per item	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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