True Sky Federal Credit Union

Headquarters: Oklahoma City, Oklahoma
Charter: Credit Union
Assets: $778.4M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
True Sky Federal Credit Union: $32
True Sky Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
True Sky Federal Credit Union: $32
True Sky Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
True Sky Federal Credit Union: $1
True Sky Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

True Sky Federal Credit Union · $778M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$747M to $810M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
True Sky Federal Credit Union(this institution)	Oklahoma City, OK	$778M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Air Academy Federal Credit Union	Colorado Springs, CO	$810M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayer Heritage Federal Credit Union	New Martinsville, WV	$801M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Caribe Federal Credit Union	San Juan, PR	$800M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Corda Federal Credit Union	Cedar Rapids, IA	$776M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cpm Federal Credit Union	North Charleston, SC	$759M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Georgia	Woodstock, GA	$766M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dakotaland Federal Credit Union	Huron, SD	$752M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Direct Federal Credit Union	Needham, MA	$795M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Erie Federal Credit Union	Erie, PA	$808M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Family Trust Federal Credit Union	Rock Hill, SC	$805M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Freedom Federal Credit Union	Springfield, MA	$764M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Gfa Federal Credit Union	Gardner, MA	$747M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Granite State Federal Credit Union	Manchester, NH	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hawaii Community Federal Credit Union	Kailua Kona, HI	$808M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Oklahoma Central Federal Credit Union	Tulsa, OK	$760M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Pathways Financial Federal Credit Union	Columbus, OH	$772M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Polish National Federal Credit Union	Chicopee, MA	$777M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
R.I.A. Federal Credit Union	Rock Island, IL	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Reliant Community Federal Credit Union	Sodus, NY	$788M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sea Comm Federal Credit Union	Massena, NY	$777M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Smart Financial Federal Credit Union	Houston, TX	$808M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Solarity Federal Credit Union	Yakima, WA	$804M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Texell Federal Credit Union	Temple, TX	$801M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Financial Federal Credit Union	Pasadena, CA	$748M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

True Sky Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

True Sky Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

True Sky Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from True Sky Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closing (within 6 months of opening)$25
Account Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee per statement cycle (excludes Real Estate, Top Brass, and Visa)$2
per month

Overdraft & NSF

Overdraft Privilege (per item and per re-presented item)$32
per item
Return Check or ACH (per item) (audience not stated, treated as personal)$32
per item

ATM & Card

Foreign ATM Transactions (per transaction)$1
per transaction
Debit Card Replacement Fee$8

Wire Transfers

Wire Transfer - Outgoing$5
Wire Transfer – Outgoing$20
Wire Transfer - Incoming$5
Wire Transfer – Incoming$10

Check Services

Cashier's Check$3
Stop Payment (ACH or Check)$32
Stop Payments (ACH or Check)$5
Temporary Checks (price per sheet)$2
per item
Collection Item (incoming)$10
Copy of a draft (check)$2

Cash & Deposit

Coin Machine (audience not stated, treated as personal)10%

Account Services

One lost key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$65
per year
Safe Deposit Box 3 x 10$30
per year
Safe Deposit Box 3 x 5$20
per year
Safe Deposit Box 5 x 10$40
per year
Verification of Deposit/Mortgage$15

Fee	Amount	Basis	Note
Account Maintenance
Early Closing (within 6 months of opening)	$25	Not stated	None
Account Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee per statement cycle (excludes Real Estate, Top Brass, and Visa)	$2	per month	None
Overdraft & NSF
Overdraft Privilege (per item and per re-presented item)	$32	per item	None
Return Check or ACH (per item) (audience not stated, treated as personal)	$32	per item	None
ATM & Card
Foreign ATM Transactions (per transaction)	$1	per transaction	None
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$5	Not stated	None
Wire Transfer – Outgoing	$20	Not stated	None
Wire Transfer - Incoming	$5	Not stated	None
Wire Transfer – Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	Not stated	None
Stop Payment (ACH or Check)	$32	Not stated	None
Stop Payments (ACH or Check)	$5	Not stated	None
Temporary Checks (price per sheet)	$2	per item	None
Collection Item (incoming)	$10	Not stated	None
Copy of a draft (check)	$2	Not stated	None
Cash & Deposit
Coin Machine (audience not stated, treated as personal)	10%	Not stated	None
Account Services
One lost key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$65	per year	None
Safe Deposit Box 3 x 10	$30	per year	None
Safe Deposit Box 3 x 5	$20	per year	None
Safe Deposit Box 5 x 10	$40	per year	None
Verification of Deposit/Mortgage	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when True Sky Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
True Sky Federal Credit Union: $32
True Sky Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
True Sky Federal Credit Union: $32
True Sky Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
True Sky Federal Credit Union: $1
True Sky Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

True Sky Federal Credit Union · $778M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$747M to $810M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
True Sky Federal Credit Union(this institution)	Oklahoma City, OK	$778M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Air Academy Federal Credit Union	Colorado Springs, CO	$810M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayer Heritage Federal Credit Union	New Martinsville, WV	$801M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Caribe Federal Credit Union	San Juan, PR	$800M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Corda Federal Credit Union	Cedar Rapids, IA	$776M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cpm Federal Credit Union	North Charleston, SC	$759M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Georgia	Woodstock, GA	$766M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dakotaland Federal Credit Union	Huron, SD	$752M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Direct Federal Credit Union	Needham, MA	$795M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Erie Federal Credit Union	Erie, PA	$808M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Family Trust Federal Credit Union	Rock Hill, SC	$805M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Freedom Federal Credit Union	Springfield, MA	$764M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Gfa Federal Credit Union	Gardner, MA	$747M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Granite State Federal Credit Union	Manchester, NH	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hawaii Community Federal Credit Union	Kailua Kona, HI	$808M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Oklahoma Central Federal Credit Union	Tulsa, OK	$760M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Pathways Financial Federal Credit Union	Columbus, OH	$772M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Polish National Federal Credit Union	Chicopee, MA	$777M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
R.I.A. Federal Credit Union	Rock Island, IL	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Reliant Community Federal Credit Union	Sodus, NY	$788M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sea Comm Federal Credit Union	Massena, NY	$777M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Smart Financial Federal Credit Union	Houston, TX	$808M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Solarity Federal Credit Union	Yakima, WA	$804M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Texell Federal Credit Union	Temple, TX	$801M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Financial Federal Credit Union	Pasadena, CA	$748M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

True Sky Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

True Sky Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

True Sky Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from True Sky Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closing (within 6 months of opening)$25
Account Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee per statement cycle (excludes Real Estate, Top Brass, and Visa)$2
per month

Overdraft & NSF

Overdraft Privilege (per item and per re-presented item)$32
per item
Return Check or ACH (per item) (audience not stated, treated as personal)$32
per item

ATM & Card

Foreign ATM Transactions (per transaction)$1
per transaction
Debit Card Replacement Fee$8

Wire Transfers

Wire Transfer - Outgoing$5
Wire Transfer – Outgoing$20
Wire Transfer - Incoming$5
Wire Transfer – Incoming$10

Check Services

Cashier's Check$3
Stop Payment (ACH or Check)$32
Stop Payments (ACH or Check)$5
Temporary Checks (price per sheet)$2
per item
Collection Item (incoming)$10
Copy of a draft (check)$2

Cash & Deposit

Coin Machine (audience not stated, treated as personal)10%

Account Services

One lost key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$65
per year
Safe Deposit Box 3 x 10$30
per year
Safe Deposit Box 3 x 5$20
per year
Safe Deposit Box 5 x 10$40
per year
Verification of Deposit/Mortgage$15

Fee	Amount	Basis	Note
Account Maintenance
Early Closing (within 6 months of opening)	$25	Not stated	None
Account Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee per statement cycle (excludes Real Estate, Top Brass, and Visa)	$2	per month	None
Overdraft & NSF
Overdraft Privilege (per item and per re-presented item)	$32	per item	None
Return Check or ACH (per item) (audience not stated, treated as personal)	$32	per item	None
ATM & Card
Foreign ATM Transactions (per transaction)	$1	per transaction	None
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$5	Not stated	None
Wire Transfer – Outgoing	$20	Not stated	None
Wire Transfer - Incoming	$5	Not stated	None
Wire Transfer – Incoming	$10	Not stated	None
Check Services
Cashier's Check	$3	Not stated	None
Stop Payment (ACH or Check)	$32	Not stated	None
Stop Payments (ACH or Check)	$5	Not stated	None
Temporary Checks (price per sheet)	$2	per item	None
Collection Item (incoming)	$10	Not stated	None
Copy of a draft (check)	$2	Not stated	None
Cash & Deposit
Coin Machine (audience not stated, treated as personal)	10%	Not stated	None
Account Services
One lost key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$65	per year	None
Safe Deposit Box 3 x 10	$30	per year	None
Safe Deposit Box 3 x 5	$20	per year	None
Safe Deposit Box 5 x 10	$40	per year	None
Verification of Deposit/Mortgage	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.