Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

True Sky Federal Credit Union

Oklahoma City, OklahomaCredit UnionKansas City Fed districtFees collected Aug 12, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (one hour minimum)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Privilege (per item and per re-presented item)$32Above the typical range ($25–$31 nationally)
$2 above the national median
per item · Source
Return Check or ACH (per item)$32Above the typical range ($25–$31 nationally)
$2 above the national median
per item · Source

ATM & CardVerified

Debit Card Replacement Fee$8Within the typical range ($5–$10 nationally)
$2 below the national median
Source
Foreign ATM Transactions (per transaction)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per transaction · Source

Wire TransfersVerified

Wire Transfer - Incoming$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Wire Transfer - Outgoing$5Below the typical range ($20–$25 nationally)
$18 below the national median
Source
Wire Transfer – Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer – Outgoing$20Within the typical range ($20–$25 nationally)
$3 below the national median
Source

Check ServicesVerified

Cashier's Check$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source
Copy of a draft (check)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment (ACH or Check)$32Above the typical range ($20–$30 nationally)
$7 above the national median
Source
Temporary Checks (price per sheet)$2Within the typical range ($1–$4 nationally)
At the national median
Source

Account ServicesVerified

10 x 10 Box$65Within the typical range ($25–$80 nationally)
$20 above the national median
Source
3 x 10 Box$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
3 x 5 Box$20Below the typical range ($25–$80 nationally)
$25 below the national median
Source
5 x 10 Box$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
One lost key$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Verification of Deposit/Mortgage$15Within the typical range ($10–$15 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (one hour minimum)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Early Closing (within 6 months of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Paper statement fee per statement cycle (excludes Real Estate, Top Brass, and Visa)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege (per item and per re-presented item)	$32Above the typical range ($25–$31 nationally)	$2 above the national median	per item	—	Source
Return Check or ACH (per item)	$32
ATM & CardVerified
Debit Card Replacement Fee	$8Within the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Foreign ATM Transactions (per transaction)	$1
Wire TransfersVerified
Wire Transfer - Incoming	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Wire Transfer - Outgoing	$5
Check ServicesVerified
Cashier's Check	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	—	Source
Copy of a draft (check)	$2
Account ServicesVerified
10 x 10 Box	$65Within the typical range ($25–$80 nationally)	$20 above the national median	—	—	Source
3 x 10 Box	$30

Fee change alerts

Get an email when True Sky Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at True Sky Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$778.4M

Work at True Sky Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$778.4M

Total deposits

$715.3M

Service charge income (year to date)

$2.7M

Fee income ratio

11.6%

Return on assets

0.23%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 31,319 verified fees from 2,405 institutions

See pricing