Park Federal Credit Union

Headquarters: Louisville, Kentucky
Charter: Credit Union
Assets: $1.4B
Fed district: St. Louis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Park Federal Credit Union: $9 to $12
Park Federal Credit Union: $9 to $12
U.S. median: no median
Overdraft (OD)
Park Federal Credit Union: $32
Park Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Park Federal Credit Union: $32
Park Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Park Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Brightside Checking: Monthly maintenance fee$10
per month
Fresh Start Checking: Monthly maintenance fee with Direct Deposit$12
per month
Next Step Checking: Monthly maintenance fee$9
per month
Regular Checking: Charged if minimum daily balance drops below in combined deposits or if no loan/credit card relations$5
per month
Closed Account Fee$10
Closed Account Fee: If account is closed within 6 months of opening$10
Mailed Statement Fee$3
per month
Returned Mail Fee$5
per month

Overdraft & NSF

Courtesy Overdraft Fee: Per item paid$32
per item
NSF Items$32
per item
Overdrawn Fee: Per Presentment. Includes returned checks$32
per item

Wire Transfers

Wire Transfer – Outgoing: Per item$25
per item
Wire Transfer – Incoming: Per item$15
per item
Wire Transfer – International: Per item$55
per item

Check Services

Cashiers Check Conversion Fee – Non Member: Per item$9
per item
Cashiers Check Fee – Member: Per item$5
per item
Stop Payment Fee: Per item$32
per item
Temporary Checks$3
Non-Member Check Cashing Fee: Per item$5
per item
Copy of Check: Per item$5
per item
Statement Copy: Per item$5
per item

Cash & Deposit

Returned Deposit Fee$32
per item

Account Services

Levy/Garnishment Processing Fee: KY Garnishment IN Garnishment Levy$75

Other Fees

Overnight Delivery Fee: Per item$17.50
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Brightside Checking: Monthly maintenance fee	$10	per month	None
Fresh Start Checking: Monthly maintenance fee with Direct Deposit	$12	per month	None
Next Step Checking: Monthly maintenance fee	$9	per month	None
Regular Checking: Charged if minimum daily balance drops below in combined deposits or if no loan/credit card relations	$5	per month	None
Closed Account Fee	$10	Not stated	None
Closed Account Fee: If account is closed within 6 months of opening	$10	Not stated	None
Mailed Statement Fee	$3	per month	None
Returned Mail Fee	$5	per month	None
Overdraft & NSF
Courtesy Overdraft Fee: Per item paid	$32	per item	None
NSF Items	$32	per item	None
Overdrawn Fee: Per Presentment. Includes returned checks	$32	per item	None
Wire Transfers
Wire Transfer – Outgoing: Per item	$25	per item	None
Wire Transfer – Incoming: Per item	$15	per item	None
Wire Transfer – International: Per item	$55	per item	None
Check Services
Cashiers Check Conversion Fee – Non Member: Per item	$9	per item	None
Cashiers Check Fee – Member: Per item	$5	per item	None
Stop Payment Fee: Per item	$32	per item	None
Temporary Checks	$3	Not stated	None
Non-Member Check Cashing Fee: Per item	$5	per item	None
Copy of Check: Per item	$5	per item	None
Statement Copy: Per item	$5	per item	None
Cash & Deposit
Returned Deposit Fee	$32	per item	None
Account Services
Levy/Garnishment Processing Fee: KY Garnishment IN Garnishment Levy	$75	Not stated	None
Other Fees
Overnight Delivery Fee: Per item	$17.50	per item	None
Statement Copy	$5	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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