Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Park Federal Credit Union

Louisville, KentuckyCredit UnionCleveland Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below Minimum Withdrawal Fee | Applies to withdrawals less than .$10Within the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=minimum_balance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Below Minimum Withdrawal Fee | Applies to withdrawals less than $250. | $10.00/occurrence" · Source

Brightside Checking | Monthly maintenance fee$10

$3.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Brightside Checking* | Monthly maintenance fee | $10.00/mo" · Source

Closed Account Fee | If account is closed within 6 months of opening.$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=early_closure; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Closed Account Fee | If account is closed within 6 months of opening. | $10.00" · Source

Fresh Start Checking | Monthly maintenance fee with Direct Deposit. Monthly maintenance fee w/o Direct Deposit$12

$5.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Fresh Start Checking* | Monthly maintenance fee with Direct Deposit. Monthly maintenance fee w/o Direct Deposit | $12.00/mo $15.00/mo" · Source

Mailed Statement Fee$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=paper_statement; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Mailed Statement Fee | $3.00/statement/month" · Source

Next Step Checking | Monthly maintenance fee$9

$2.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Next Step Checking* | Monthly maintenance fee | $9.00/mo" · Source

Research/Reconciliation | By appointment only.$15

$5 below the national median

Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=account_research; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Research/Reconciliation | By appointment only. | $15.00/hour" · Source

Returned Mail Fee | Charged each statement cycle until bad address is corrected.$5

$15 below the national median

Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=account_research; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Returned Mail Fee | Charged each statement cycle until bad address is corrected. | $5.00" · Source

Overdraft & NSFVerified

Courtesy Overdraft Fee | Per item paid.$32Above the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=overdraft; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Courtesy Overdraft Fee | Per item paid. | $32.00/each" · Source
NSF Items | Includes returned checks, pre-authorized debits/ACH originations & ATM/Debit card overdrafts.$32Within the typical range ($25–$32 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=nsf; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="NSF Items | Includes returned checks, pre-authorized debits/ACH originations & ATM/Debit card overdrafts. | $32.00/each" · Source
Overdraft Transfer Fee$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=od_protection_transfer; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Overdraft Transfer Fee | $5.00/transfer" · Source
Overdrawn Fee | Per Presentment. Includes returned checks.$32Within the typical range ($25–$32 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=nsf; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Overdrawn Fee | Per Presentment. Includes returned checks. | $32.00/each" · Source

ATM & CardVerified

ATM Card Monthly Fee | With Checking relationship.$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=atm_non_network; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="ATM Card Monthly Fee | With Checking relationship. | $1.00/mo" · Source
ATM Card Monthly Fee | With Savings relationship only.$6Above the typical range ($1–$3 nationally)
$4.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=atm_non_network; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="ATM Card Monthly Fee | With Savings relationship only. | $6.00/mo" · Source
ATM/Debit Card Replacement Fee | Standard Shipping (7-10+ business days) Quick Ship to Park (Guaranteed 5 business days)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=card_replacement; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="ATM/Debit Card Replacement Fee | Standard Shipping (7-10+ business days) • Quick Ship to Park (Guaranteed 5 business days) • Quick Ship to Member (Guaranteed 5 business days, requi" · Source
ATM/Debit Card Usage Fee$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=atm_non_network; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="ATM/Debit Card Usage Fee | $2.00 per use" · Source
HSA Card Replacement Fee$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #1711. canonical_hint=card_replacement; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="HSA Card Replacement Fee | Standard Shipping (7-10+ business days) | FREE" · Source

Wire TransfersVerified

Wire Transfer – Incoming | Per item.$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=wire_domestic_incoming; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Wire Transfer – Incoming | Per item. | $15.00/wire" · Source
Wire Transfer – Outgoing | Per item.$25Within the typical range ($20–$25 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=wire_domestic_outgoing; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Wire Transfer – Outgoing | Per item. | $25.00/wire" · Source

Check ServicesVerified

Cashiers Check Conversion Fee – Non Member | Per item.$9Above the typical range ($3–$6 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=cashiers_check; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Cashiers Check Conversion Fee – Non Member | Per item. | $9.00 each" · Source
Cashiers Check Fee – Member | Per item.$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=cashiers_check; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Cashiers Check Fee – Member | Per item. | $5.00 each" · Source
Copy of Check | Per item.$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=check_image; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Copy of Check | Per item. | $5.00/each" · Source
Non-Member Check Cashing Fee | Per item.$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=check_cashing; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Non-Member Check Cashing Fee | Per item. | $5.00" · Source
Stop Payment Fee | Per item.$32Above the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=stop_payment; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Stop Payment Fee | Per item. | $32.00/each" · Source
Temporary Checks | 8 checks.$3Within the typical range ($1–$4 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=counter_check; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Temporary Checks | 8 checks. | $3.00" · Source

Cash & DepositVerified

Returned Deposit Fee | Drawn on Member’s acct at another financial institution. Drawn on third party’s account.$32Above the typical range ($9.50–$25 nationally)
$17 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=deposited_item_return; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Returned Deposit Fee | Drawn on Member’s acct at another financial institution. • Drawn on third party’s account. | $32.00/item, $15.00/item" · Source

Account ServicesVerified

Levy/Garnishment Processing Fee | KY Garnishment IN Garnishment Levy$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=garnishment_levy; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Levy/Garnishment Processing Fee | KY Garnishment IN Garnishment Levy | $75 $20 $20" · Source

Lending FeesVerified

Skip-A-Payment | Not available on all loan products.$30Above the typical range ($15–$26.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=late_payment; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Skip-A-Payment | Not available on all loan products. | $30.00/per skip" · Source

Other FeesVerified

Overnight Delivery Fee | Per item.$17.50Below the typical range ($19.95–$42.50 nationally)
$7.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=courier_delivery; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Overnight Delivery Fee | Per item. | $17.50" · Source
Statement Copy | Per item.$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=document_reproduction; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Statement Copy | Per item. | $5.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below Minimum Withdrawal Fee \| Applies to withdrawals less than .	$10Within the typical range ($5–$12.25 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=minimum_balance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Below Minimum Withdrawal Fee \| Applies to withdrawals less than $250. \| $10.00/occurrence"	Source
Brightside Checking \| Monthly maintenance fee	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Brightside Checking* \| Monthly maintenance fee \| $10.00/mo"	Source
Closed Account Fee \| If account is closed within 6 months of opening.	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=early_closure; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Closed Account Fee \| If account is closed within 6 months of opening. \| $10.00"	Source
Fresh Start Checking \| Monthly maintenance fee with Direct Deposit. Monthly maintenance fee w/o Direct Deposit	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Fresh Start Checking* \| Monthly maintenance fee with Direct Deposit. Monthly maintenance fee w/o Direct Deposit \| $12.00/mo $15.00/mo"	Source
Mailed Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=paper_statement; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Mailed Statement Fee \| $3.00/statement/month"	Source
Next Step Checking \| Monthly maintenance fee	$9Within the typical range ($4–$12.63 nationally)	$2.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=monthly_maintenance; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Next Step Checking* \| Monthly maintenance fee \| $9.00/mo"	Source
Research/Reconciliation \| By appointment only.	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=account_research; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Research/Reconciliation \| By appointment only. \| $15.00/hour"	Source
Returned Mail Fee \| Charged each statement cycle until bad address is corrected.	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=account_research; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Returned Mail Fee \| Charged each statement cycle until bad address is corrected. \| $5.00"	Source
Overdraft & NSFVerified
Courtesy Overdraft Fee \| Per item paid.	$32Above the typical range ($20–$30 nationally)	$4 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=overdraft; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Courtesy Overdraft Fee \| Per item paid. \| $32.00/each"	Source
NSF Items \| Includes returned checks, pre-authorized debits/ACH originations & ATM/Debit card overdrafts.
ATM & CardVerified
ATM Card Monthly Fee \| With Checking relationship.	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=atm_non_network; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="ATM Card Monthly Fee \| With Checking relationship. \| $1.00/mo"	Source
ATM Card Monthly Fee \| With Savings relationship only.
Wire TransfersVerified
Wire Transfer – Incoming \| Per item.	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=wire_domestic_incoming; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Wire Transfer – Incoming \| Per item. \| $15.00/wire"	Source
Wire Transfer – Outgoing \| Per item.
Check ServicesVerified
Cashiers Check Conversion Fee – Non Member \| Per item.	$9Above the typical range ($3–$6 nationally)	$4 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=cashiers_check; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Cashiers Check Conversion Fee – Non Member \| Per item. \| $9.00 each"	Source
Cashiers Check Fee – Member \| Per item.
Cash & DepositVerified
Returned Deposit Fee \| Drawn on Member’s acct at another financial institution. Drawn on third party’s account.	$32Above the typical range ($9.50–$25 nationally)	$17 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=deposited_item_return; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Returned Deposit Fee \| Drawn on Member’s acct at another financial institution. • Drawn on third party’s account. \| $32.00/item, $15.00/item"	Source
Account ServicesVerified
Levy/Garnishment Processing Fee \| KY Garnishment IN Garnishment Levy	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=garnishment_levy; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Levy/Garnishment Processing Fee \| KY Garnishment IN Garnishment Levy \| $75 $20 $20"	Source
Lending FeesVerified
Skip-A-Payment \| Not available on all loan products.	$30Above the typical range ($15–$26.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=late_payment; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Skip-A-Payment \| Not available on all loan products. \| $30.00/per skip"	Source
Other FeesVerified
Overnight Delivery Fee \| Per item.	$17.50Below the typical range ($19.95–$42.50 nationally)	$7.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1711. canonical_hint=courier_delivery; text_hash=f54efdade556e03f89ca971a0c969c4ad6d2bfe8b6d4104128fc959f4641e91b; excerpt="Overnight Delivery Fee \| Per item. \| $17.50"	Source
Statement Copy \| Per item.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

14% above the national median overdraft fee

Total fees: 30

Verified fees

Under review

Assets

$1.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.4B

Total deposits

$1.1B

Service charge income (year to date)

$4.0M

Fee income ratio

8.5%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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