25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $12.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Virginia National Bank’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per item
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly maintenance fee (Commonwealth Account) | $20 | per month | None |
| Monthly maintenance fee (The Virginian) | $5 | per month | None |
| Account Escheatment Fee (audience not stated, treated as personal) | $125 | Not stated | None |
| Account Research (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Printed Statements (audience not stated, treated as personal) | $5 | Not stated | None |
| IOLTA: Returned Mail (audience not stated, treated as personal) | $7.50 | per month | None |
Overdraft & NSF | |||
| Overdraft Paid Item Fee (audience not stated, treated as personal) | $35 | Not stated | None |
| NSF Submission | $35 | Not stated | None |
ATM & Card | |||
| Card Replacement (audience not stated, treated as personal) | $5 | Not stated | None |
| Expedited Cards (audience not stated, treated as personal) | $45 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer (audience not stated, treated as personal) | $30 | Not stated | None |
| Incoming Domestic Wire Transfer (audience not stated, treated as personal) | $15 | Not stated | None |
| Outgoing International Wire Transfer-Consumer | $70 | Not stated | None |
| Incoming International Wire Transfer (audience not stated, treated as personal) | $18 | per item | None |
Check Services | |||
| Cashier’s Checks (audience not stated, treated as personal) | $10 | Not stated | None |
| Stop Payments (audience not stated, treated as personal) | $35 | Not stated | None |
| Counter Checks (audience not stated, treated as personal) | $1 | per item | None |
| Non-Customer Check Cashing Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Check Copies (audience not stated, treated as personal) | $1 | per item | None |
| Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| ACH Batch Deletion | $30 | per item | None |
| ACH Return/Rejected Report | $20 | Not stated | None |
| Person-to-Person (Zelle©) Payments (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Foreign Check (audience not stated, treated as personal) | $30 | Not stated | None |
| Returned Deposited Item Fee/Chargeback (audience not stated, treated as personal) | $10 | Not stated | None |
Account Services | |||
| Drilling Fee (audience not stated, treated as personal) | $200Not compared: Box drilling or key fee | Not stated | None |
| Key Replacement (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” X 10” (audience not stated, treated as personal) | $200 | per year | None |
| Safe Deposit Box 3” X 10” (audience not stated, treated as personal) | $80 | per year | None |
| Safe Deposit Box 3” X 5” (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box 5” X 10” (audience not stated, treated as personal) | $95 | per year | None |
| Safe Deposit Box 5” X 5” (audience not stated, treated as personal) | $60 | per year | None |
| Attachment/Tax Levy/Garnishment | $100 | Not stated | None |
Retirement & IRA | |||
| Retirement/HSA Account Closing Fee (audience not stated, treated as personal) | $10 | Not stated | None |
Other Fees | |||
| Duplicate Statements (audience not stated, treated as personal) | $6 | Not stated | None |
| Interim Statements (audience not stated, treated as personal) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Research (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| NSF Submission | $35 | Not stated | None |
Check Services | |||
| Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| ACH Batch Deletion | $30 | per item | None |
| ACH Return/Rejected Report | $20 | Not stated | None |
| Business Mobile Deposit | No charge | Not stated | None |
Account Services | |||
| Attachment/Tax Levy/Garnishment | $100 | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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