20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Best Reward Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheat/Dormant Account Fee | $50 | Not stated | None |
| Account Balancing Assistance – Per Quarter Hour | $30Not compared: Quarterly charge, not per item | per quarter | None |
| ATM/Debit Card Chargeback | $30 | per item | None |
| Mailed Statement Fee | $2 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Protection Courtesy Checks | $30 | per item | None |
| NSF Checks | $30 | per item | None |
| Overdraft Protection Transfers – Each (Limit of 6 Per Month) | No chargeNot compared: Monthly charge, not per item | per month | None |
ATM & Card | |||
| ATM/Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer Outgoing Domestic | $20 | per item | None |
| Wire Transfer Outgoing Foreign | $40 | per item | None |
Check Services | |||
| Official Check Payable to Parties Other Than Account Owner | $4 | per item | None |
| Money Order | $2 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing | $3 | per item | None |
| Foreign Check Processing – Third Party Charge Plus | $5 | Not stated | None |
| Copy of Draft/Check – Employee Furnished | $1 | per item | None |
| Copy of Draft/Check – Employee Furnished Each | $1 | Not stated | None |
| Copy of Draft/Check – Retrieved Online | No charge | per item | None |
Digital & Electronic | |||
| ACH Return | $30 | per item | None |
Cash & Deposit | |||
| Deposited Checks Returned Unpaid | $30 | per item | None |
Account Services | |||
| Notary/Guarantee Service – Members | No charge | Not stated | None |
| Mortgage Subordination | $100 | Not stated | None |
| Verification of Deposit/Loan | $15 | per item | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $4 | per item | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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