Cobalt Federal Credit Union

Headquarters: Papillion, Nebraska
Charter: Credit Union
Assets: $1.3B
Fed district: Kansas City

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Cobalt Federal Credit Union: $15
Cobalt Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
Cobalt Federal Credit Union: $3
Cobalt Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Cobalt Federal Credit Union: $25
Cobalt Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cobalt Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$15
per month
Inactive Account$10
Paper Statement Mailed$5
Excess Withdrawal Item Over 6$15
Bad Address (one-time fee)$5

Overdraft & NSF

Overdraft Transfer (pulled from transferring acct)$5

ATM & Card

Non-Cobalt ATM's$3
Card Replacement$5
Rush Delivery of Embossed Card$50

Wire Transfers

Wire Out Charge: Domestic$25
Wire Out Charge: International$40

Check Services

Cashier's Check (each)$5
per item
Money Order (each)$3
per item
Stop Payment (initial or renewal)$35
Non-Member ONUS Check Cashing (per item)$5
per item

Digital & Electronic

ACH Origination (outgoing debit)$15

Cash & Deposit

Returned Check (funds available Deposit item)$25

Account Services

Key Replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box 10X10$70
Safe Deposit Box 3X5$25
Safe Deposit Box 5X10$45
Safe Deposit Box 5X5$30
Garnishment/Levy$100

Other Fees

Skip Payment$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$15	per month	None
Inactive Account	$10	Not stated	None
Paper Statement Mailed	$5	Not stated	None
Excess Withdrawal Item Over 6	$15	Not stated	None
Bad Address (one-time fee)	$5	Not stated	None
Overdraft & NSF
Overdraft Transfer (pulled from transferring acct)	$5	Not stated	None
ATM & Card
Non-Cobalt ATM's	$3	Not stated	None
Card Replacement	$5	Not stated	None
Rush Delivery of Embossed Card	$50	Not stated	None
Wire Transfers
Wire Out Charge: Domestic	$25	Not stated	None
Wire Out Charge: International	$40	Not stated	None
Check Services
Cashier's Check (each)	$5	per item	None
Money Order (each)	$3	per item	None
Stop Payment (initial or renewal)	$35	Not stated	None
Non-Member ONUS Check Cashing (per item)	$5	per item	None
Digital & Electronic
ACH Origination (outgoing debit)	$15	Not stated	None
Cash & Deposit
Returned Check (funds available Deposit item)	$25	Not stated	None
Account Services
Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10X10	$70	Not stated	None
Safe Deposit Box 3X5	$25	Not stated	None
Safe Deposit Box 5X10	$45	Not stated	None
Safe Deposit Box 5X5	$30	Not stated	None
Garnishment/Levy	$100	Not stated	None
Other Fees
Skip Payment	$50	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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