I.L.W.U. Federal Credit Union

Headquarters: Long Beach, California
Charter: Credit Union
Assets: $607.5M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
I.L.W.U. Federal Credit Union: $25
I.L.W.U. Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
I.L.W.U. Federal Credit Union: $30
I.L.W.U. Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
I.L.W.U. Federal Credit Union: $20
I.L.W.U. Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from I.L.W.U. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Inactive Account$5
per month
Account/Loan Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Privilege Fee$25
per item
Non Sufficient Funds Check/ACH$30
per item
Overdraft Transfer from Savings$3
per item

ATM & Card

Replacement Plastic Card$15
per item
Rush Plastic Card Replacement$50
per item

Wire Transfers

Domestic Wires$20
per item
International Wires$30
per item

Check Services

Cashier’s Check Payable to a 3rd party$5
per item
Re-issue Stale Dated Cashier’s Check$10
per item
Stop Payment$20
per item
Stop Payment made online (check/draft)$5
per item
Stop Payment on a series of checks$30
per item
Temporary Checks$2
per item
Copies of Checks$5
per item

Cash & Deposit

Non ILWU CU Credit Card Cash Advance3%of the advance
Returned Deposited Item$15
per item
Returned Deposited Loan Payment$25
per item

Account Services

Notary (member documents only)$15
per item
Levies Processing$30
per item
Subordination Agreement$175
Verification of Deposit$10
per item

Lending Fees

Bi-Weekly/Semi Monthly Pymt Late Fee$7.50
Not compared: Monthly charge, not per item
per month
Late Fee 1st and 2nd Mortgage. HELOC’s5%
Late Payment Fee$7
per item
Membership Opening$61
Monthly Payment Late Fee (After 15 days)$15
Not compared: Monthly charge, not per item
per month
Returned Mail$2
per item
Weekly Loan Payment Late Fee$3.75

Retirement & IRA

Close IRA & Transfer to another FI$25
per item

Other Fees

Statement Copies$2
per item
Lien Satisfied$25
per item
Payoff Demand$30
per item
Skip Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Inactive Account	$5	per month	None
Account/Loan Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Privilege Fee	$25	per item	None
Non Sufficient Funds Check/ACH	$30	per item	None
Overdraft Transfer from Savings	$3	per item	None
ATM & Card
Replacement Plastic Card	$15	per item	None
Rush Plastic Card Replacement	$50	per item	None
Wire Transfers
Domestic Wires	$20	per item	None
International Wires	$30	per item	None
Check Services
Cashier’s Check Payable to a 3rd party	$5	per item	None
Re-issue Stale Dated Cashier’s Check	$10	per item	None
Stop Payment	$20	per item	None
Stop Payment made online (check/draft)	$5	per item	None
Stop Payment on a series of checks	$30	per item	None
Temporary Checks	$2	per item	None
Copies of Checks	$5	per item	None
Cash & Deposit
Non ILWU CU Credit Card Cash Advance	3%of the advance	Not stated	None
Returned Deposited Item	$15	per item	None
Returned Deposited Loan Payment	$25	per item	None
Account Services
Notary (member documents only)	$15	per item	None
Levies Processing	$30	per item	None
Subordination Agreement	$175	Not stated	None
Verification of Deposit	$10	per item	None
Lending Fees
Bi-Weekly/Semi Monthly Pymt Late Fee	$7.50Not compared: Monthly charge, not per item	per month	None
Late Fee 1st and 2nd Mortgage. HELOC’s	5%	Not stated	None
Late Payment Fee	$7	per item	None
Membership Opening	$61	Not stated	None
Monthly Payment Late Fee (After 15 days)	$15Not compared: Monthly charge, not per item	per month	None
Returned Mail	$2	per item	None
Weekly Loan Payment Late Fee	$3.75	Not stated	None
Retirement & IRA
Close IRA & Transfer to another FI	$25	per item	None
Other Fees
Statement Copies	$2	per item	None
Lien Satisfied	$25	per item	None
Payoff Demand	$30	per item	None
Skip Payment	$30	per item	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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