West Virginia Central Federal Credit Union

Headquarters: Parkersburg, West Virginia
Charter: Credit Union
Assets: $341.3M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
West Virginia Central Federal Credit Union: $20
West Virginia Central Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
West Virginia Central Federal Credit Union: $20
West Virginia Central Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Int'l Out)
West Virginia Central Federal Credit Union: $50
West Virginia Central Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from West Virginia Central Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New Account Closing Fee (Closed within 90 days of opening)$10
per item
Inactive Account Fee$5
Reconciliation / Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee (Returned Mail)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Advance Protection Fee$20
per item

ATM & Card

Debit Card Replacement Fee$10
per item

Wire Transfers

Wire Transfers: Outgoing: Domestic$20
per item
Wire Transfers: Outgoing: International$50
per item

Check Services

Credit Union Check or Official Check Fee: Payable to Third Party$2.50
per item
Counter Checks$0.25
per item
Draft Copy$3.50
per item

Digital & Electronic

ACH Origination - One Time Origination$5
Bill Pay - FREE with E-Statements and Debit Card$6.95
per month

Account Services

Safe Deposit Box 10 x 10$45
per year
Safe Deposit Box 3 x 10$25
per year
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 5 x 10$30
per year
Safe Deposit Box 5 x 5$20
per year
Safe Deposit Box 7 x 10$35
per year
Levy & Attachment Fee$50

Lending Fees

Loan Late Payment Fee$5
Not compared: Monthly charge, not per item
per month

Other Fees

Statement Copy Fee (Monthly Statement)$5
per item
Loan Application Fee$40
per item

Fee	Amount	Basis	Note
Account Maintenance
New Account Closing Fee (Closed within 90 days of opening)	$10	per item	None
Inactive Account Fee	$5	Not stated	None
Reconciliation / Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee (Returned Mail)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Advance Protection Fee	$20	per item	None
ATM & Card
Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Wire Transfers: Outgoing: Domestic	$20	per item	None
Wire Transfers: Outgoing: International	$50	per item	None
Check Services
Credit Union Check or Official Check Fee: Payable to Third Party	$2.50	per item	None
Counter Checks	$0.25	per item	None
Draft Copy	$3.50	per item	None
Digital & Electronic
ACH Origination - One Time Origination	$5	Not stated	None
Bill Pay - FREE with E-Statements and Debit Card	$6.95	per month	None
Account Services
Safe Deposit Box 10 x 10	$45	per year	None
Safe Deposit Box 3 x 10	$25	per year	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 5 x 10	$30	per year	None
Safe Deposit Box 5 x 5	$20	per year	None
Safe Deposit Box 7 x 10	$35	per year	None
Levy & Attachment Fee	$50	Not stated	None
Lending Fees
Loan Late Payment Fee	$5Not compared: Monthly charge, not per item	per month	None
Other Fees
Statement Copy Fee (Monthly Statement)	$5	per item	None
Loan Application Fee	$40	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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