Cm Members Federal Credit Union

Headquarters: Columbus, Mississippi
Charter: Credit Union
Assets: $16.5M
Fed district: St. Louis

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Cm Members Federal Credit Union: $5 to $35
Cm Members Federal Credit Union: $5 to $35
U.S. median: no median
NSF / Returned Item
Cm Members Federal Credit Union: $35
Cm Members Federal Credit Union: $35
U.S. median: no median
Stop Payment
Cm Members Federal Credit Union: $25
Cm Members Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Cm Members Federal Credit Union · $16M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$16M to $17M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Cm Members Federal Credit Union(this institution)	Columbus, MS	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Academic Employees Federal Credit Union	Columbia, MO	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alcose Federal Credit Union	White Oak, PA	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Anmed Federal Credit Union	Anderson, SC	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Berkeley Community Federal Credit Union	Moncks Corner, SC	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Clifty Creek Employees Federal Credit Union	Madison, IN	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Gallup Federal Credit Union	Omaha, NE	$16M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Gateway Federal Credit Union	Clarksville, TN	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hema Federal Credit Union	Silver Spring, MD	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jefferson County Teachers Federal Credit Union	Monticello, FL	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakewood Federal Credit Union	Rib Lake, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Lithium Federal Credit Union	Bessemer City, NC	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Long Island Alliance Federal Credit Union	Hauppauge, NY	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Member Preferred Federal Credit Union	Fort Worth, TX	$16M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwestern Federal Credit Union	Bryan, OH	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ottawa Hiway Federal Credit Union	Ottawa, IL	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Palace City Federal Credit Union	Mitchell, SD	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Parthenon Federal Credit Union	Nashville, TN	$17M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Skyline Federal Credit Union	Nashville, TN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southernmost Federal Credit Union	Key West, FL	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Spokane Media Federal Credit Union	Spokane, WA	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Tcp Federal Credit Union	Rural Hall, NC	$16M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Varex Federal Credit Union	Salt Lake City, UT	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
White County Federal Credit Union	Searcy, AR	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Wisconsin Medical Federal Credit Union	Green Bay, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Cm Members Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Cm Members Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Cm Members Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Cm Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee (each year)$20
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft Courtesy Pay Fee$5
Overdraft/ NSF Fee$35
Overdraft/ NSF Fee$35

ATM & Card

Debit Card Order/ Replacement (instant issue)$20
Debit Card Order/ Replacement (mailed)$10
Expedited Card Orders$35

Check Services

Stop Payment Fee (Checks/ACH)$25
Check Cashing (if share balance is < $105)$5

Account Services

Public Notary (for members)No charge

Gift & Prepaid Cards

Prepaid Gift Cards$3.95

Other Fees

Copies of 1098/ 1099/ Statement/ History (per document)$5
Not compared: Charged per document; comparison unavailable
per document · Copies of 1098/ 1099/ Statement/ History (per document) | $5.00

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee (each year)	$20Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft Courtesy Pay Fee	$5	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
ATM & Card
Debit Card Order/ Replacement (instant issue)	$20	Not stated	None
Debit Card Order/ Replacement (mailed)	$10	Not stated	None
Expedited Card Orders	$35	Not stated	None
Check Services
Stop Payment Fee (Checks/ACH)	$25	Not stated	None
Check Cashing (if share balance is < $105)	$5	Not stated	None
Account Services
Public Notary (for members)	No charge	Not stated	None
Gift & Prepaid Cards
Prepaid Gift Cards	$3.95	Not stated	None
Other Fees
Copies of 1098/ 1099/ Statement/ History (per document)	$5Not compared: Charged per document; comparison unavailable	per document	Copies of 1098/ 1099/ Statement/ History (per document) \| $5.00

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Cm Members Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Cm Members Federal Credit Union: $5 to $35
Cm Members Federal Credit Union: $5 to $35
U.S. median: no median
NSF / Returned Item
Cm Members Federal Credit Union: $35
Cm Members Federal Credit Union: $35
U.S. median: no median
Stop Payment
Cm Members Federal Credit Union: $25
Cm Members Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Cm Members Federal Credit Union · $16M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$16M to $17M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Cm Members Federal Credit Union(this institution)	Columbus, MS	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Academic Employees Federal Credit Union	Columbia, MO	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alcose Federal Credit Union	White Oak, PA	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Anmed Federal Credit Union	Anderson, SC	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Berkeley Community Federal Credit Union	Moncks Corner, SC	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Clifty Creek Employees Federal Credit Union	Madison, IN	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Gallup Federal Credit Union	Omaha, NE	$16M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Gateway Federal Credit Union	Clarksville, TN	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hema Federal Credit Union	Silver Spring, MD	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jefferson County Teachers Federal Credit Union	Monticello, FL	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakewood Federal Credit Union	Rib Lake, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Lithium Federal Credit Union	Bessemer City, NC	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Long Island Alliance Federal Credit Union	Hauppauge, NY	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Member Preferred Federal Credit Union	Fort Worth, TX	$16M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwestern Federal Credit Union	Bryan, OH	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ottawa Hiway Federal Credit Union	Ottawa, IL	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Palace City Federal Credit Union	Mitchell, SD	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Parthenon Federal Credit Union	Nashville, TN	$17M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Skyline Federal Credit Union	Nashville, TN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southernmost Federal Credit Union	Key West, FL	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Spokane Media Federal Credit Union	Spokane, WA	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Tcp Federal Credit Union	Rural Hall, NC	$16M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Varex Federal Credit Union	Salt Lake City, UT	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
White County Federal Credit Union	Searcy, AR	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Wisconsin Medical Federal Credit Union	Green Bay, WI	$16M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Cm Members Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Cm Members Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Cm Members Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Cm Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee (each year)$20
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft Courtesy Pay Fee$5
Overdraft/ NSF Fee$35
Overdraft/ NSF Fee$35

ATM & Card

Debit Card Order/ Replacement (instant issue)$20
Debit Card Order/ Replacement (mailed)$10
Expedited Card Orders$35

Check Services

Stop Payment Fee (Checks/ACH)$25
Check Cashing (if share balance is < $105)$5

Account Services

Public Notary (for members)No charge

Gift & Prepaid Cards

Prepaid Gift Cards$3.95

Other Fees

Copies of 1098/ 1099/ Statement/ History (per document)$5
Not compared: Charged per document; comparison unavailable
per document · Copies of 1098/ 1099/ Statement/ History (per document) | $5.00

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee (each year)	$20Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft Courtesy Pay Fee	$5	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
ATM & Card
Debit Card Order/ Replacement (instant issue)	$20	Not stated	None
Debit Card Order/ Replacement (mailed)	$10	Not stated	None
Expedited Card Orders	$35	Not stated	None
Check Services
Stop Payment Fee (Checks/ACH)	$25	Not stated	None
Check Cashing (if share balance is < $105)	$5	Not stated	None
Account Services
Public Notary (for members)	No charge	Not stated	None
Gift & Prepaid Cards
Prepaid Gift Cards	$3.95	Not stated	None
Other Fees
Copies of 1098/ 1099/ Statement/ History (per document)	$5Not compared: Charged per document; comparison unavailable	per document	Copies of 1098/ 1099/ Statement/ History (per document) \| $5.00

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.