Cm Members Federal Credit Union

Headquarters: Columbus, Mississippi
Charter: Credit Union
Assets: $16.5M
Fed district: St. Louis

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Cm Members Federal Credit Union: $5 to $35
Cm Members Federal Credit Union: $5 to $35
U.S. median: no median
NSF / Returned Item
Cm Members Federal Credit Union: $35
Cm Members Federal Credit Union: $35
U.S. median: no median
Stop Payment
Cm Members Federal Credit Union: $25
Cm Members Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cm Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee (each year)$20
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft Courtesy Pay Fee$5
Overdraft/ NSF Fee$35
Overdraft/ NSF Fee$35

ATM & Card

Debit Card Order/ Replacement (instant issue)$20
Debit Card Order/ Replacement (mailed)$10
Expedited Card Orders$35

Check Services

Stop Payment Fee (Checks/ACH)$25
Check Cashing (if share balance is < $105)$5

Account Services

Public Notary (for members)No charge

Gift & Prepaid Cards

Prepaid Gift Cards$3.95

Other Fees

Copies of 1098/ 1099/ Statement/ History (per document)$5
Not compared: Charged per document; comparison unavailable
per document · Copies of 1098/ 1099/ Statement/ History (per document) | $5.00

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee (each year)	$20Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft Courtesy Pay Fee	$5	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
Overdraft/ NSF Fee	$35	Not stated	None
ATM & Card
Debit Card Order/ Replacement (instant issue)	$20	Not stated	None
Debit Card Order/ Replacement (mailed)	$10	Not stated	None
Expedited Card Orders	$35	Not stated	None
Check Services
Stop Payment Fee (Checks/ACH)	$25	Not stated	None
Check Cashing (if share balance is < $105)	$5	Not stated	None
Account Services
Public Notary (for members)	No charge	Not stated	None
Gift & Prepaid Cards
Prepaid Gift Cards	$3.95	Not stated	None
Other Fees
Copies of 1098/ 1099/ Statement/ History (per document)	$5Not compared: Charged per document; comparison unavailable	per document	Copies of 1098/ 1099/ Statement/ History (per document) \| $5.00

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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