Firefighters First Federal Credit Union

Headquarters: Los Angeles, California
Charter: Credit Union
Assets: $2.5B
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Firefighters First Federal Credit Union: $25
Firefighters First Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Firefighters First Federal Credit Union: $25
Firefighters First Federal Credit Union: $25
U.S. median: no median
Foreign Transaction
Firefighters First Federal Credit Union: No fee
Firefighters First Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Firefighters First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Statement Reconciliation/ResearchNo charge

Overdraft & NSF

Premium Overdraft Plus Fee$25
per item
ATM/Debit Card Transactions against Non-Sufficient Funds 2$25
per item
NSF Fee Premium OD Fee$25
per item

ATM & Card

ATM/ Debit Card Foreign Transactions Fees1%of the transaction
Credit Card Foreign Transactions FeesNo charge

Wire Transfers

Domestic Wire TransferNo charge

Check Services

Cashier’s ChecksNo charge
Stop PaymentNo charge
Check CopiesNo charge

Cash & Deposit

Cash Advance FeeNo charge
Deposit Item ReturnedNo charge

Lending Fees

Late Payment Fee$15
Late Payment Fee 8$15
per item

Other Fees

Statement Copy RequestsNo charge
Real Estate Payoff Quote Fee$30
Returned Loan Payment Fee$22
per item

Fee	Amount	Basis	Note
Account Maintenance
Statement Reconciliation/Research	No charge	Not stated	None
Overdraft & NSF
Premium Overdraft Plus Fee	$25	per item	None
ATM/Debit Card Transactions against Non-Sufficient Funds 2	$25	per item	None
NSF Fee Premium OD Fee	$25	per item	None
ATM & Card
ATM/ Debit Card Foreign Transactions Fees	1%of the transaction	Not stated	None
Credit Card Foreign Transactions Fees	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer	No charge	Not stated	None
Check Services
Cashier’s Checks	No charge	Not stated	None
Stop Payment	No charge	Not stated	None
Check Copies	No charge	Not stated	None
Cash & Deposit
Cash Advance Fee	No charge	Not stated	None
Deposit Item Returned	No charge	Not stated	None
Lending Fees
Late Payment Fee	$15	Not stated	None
Late Payment Fee 8	$15	per item	None
Other Fees
Statement Copy Requests	No charge	Not stated	None
Real Estate Payoff Quote Fee	$30	Not stated	None
Returned Loan Payment Fee	$22	per item	None

Wire Transfers

Domestic Wire Transfer$20

Cash & Deposit

Deposit Item Returned$15
per item

Other Fees

Business Loan Application Fee$100
Commercial Real Estate Loan Application Fee$500
Real Estate Payoff Quote Fee$30

Fee	Amount	Basis	Note
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
Cash & Deposit
Deposit Item Returned	$15	per item	None
Other Fees
Business Loan Application Fee	$100	Not stated	None
Commercial Real Estate Loan Application Fee	$500	Not stated	None
Real Estate Payoff Quote Fee	$30	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Firefighters First Federal Credit Union: $25
Firefighters First Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Firefighters First Federal Credit Union: $25
Firefighters First Federal Credit Union: $25
U.S. median: no median
Foreign Transaction
Firefighters First Federal Credit Union: No fee
Firefighters First Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Firefighters First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Statement Reconciliation/ResearchNo charge

Overdraft & NSF

Premium Overdraft Plus Fee$25
per item
ATM/Debit Card Transactions against Non-Sufficient Funds 2$25
per item
NSF Fee Premium OD Fee$25
per item

ATM & Card

ATM/ Debit Card Foreign Transactions Fees1%of the transaction
Credit Card Foreign Transactions FeesNo charge

Wire Transfers

Domestic Wire TransferNo charge

Check Services

Cashier’s ChecksNo charge
Stop PaymentNo charge
Check CopiesNo charge

Cash & Deposit

Cash Advance FeeNo charge
Deposit Item ReturnedNo charge

Lending Fees

Late Payment Fee$15
Late Payment Fee 8$15
per item

Other Fees

Statement Copy RequestsNo charge
Real Estate Payoff Quote Fee$30
Returned Loan Payment Fee$22
per item

Fee	Amount	Basis	Note
Account Maintenance
Statement Reconciliation/Research	No charge	Not stated	None
Overdraft & NSF
Premium Overdraft Plus Fee	$25	per item	None
ATM/Debit Card Transactions against Non-Sufficient Funds 2	$25	per item	None
NSF Fee Premium OD Fee	$25	per item	None
ATM & Card
ATM/ Debit Card Foreign Transactions Fees	1%of the transaction	Not stated	None
Credit Card Foreign Transactions Fees	No charge	Not stated	None
Wire Transfers
Domestic Wire Transfer	No charge	Not stated	None
Check Services
Cashier’s Checks	No charge	Not stated	None
Stop Payment	No charge	Not stated	None
Check Copies	No charge	Not stated	None
Cash & Deposit
Cash Advance Fee	No charge	Not stated	None
Deposit Item Returned	No charge	Not stated	None
Lending Fees
Late Payment Fee	$15	Not stated	None
Late Payment Fee 8	$15	per item	None
Other Fees
Statement Copy Requests	No charge	Not stated	None
Real Estate Payoff Quote Fee	$30	Not stated	None
Returned Loan Payment Fee	$22	per item	None

Wire Transfers

Domestic Wire Transfer$20

Cash & Deposit

Deposit Item Returned$15
per item

Other Fees

Business Loan Application Fee$100
Commercial Real Estate Loan Application Fee$500
Real Estate Payoff Quote Fee$30

Fee	Amount	Basis	Note
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
Cash & Deposit
Deposit Item Returned	$15	per item	None
Other Fees
Business Loan Application Fee	$100	Not stated	None
Commercial Real Estate Loan Application Fee	$500	Not stated	None
Real Estate Payoff Quote Fee	$30	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.