Vickswood Federal Credit Union

Headquarters: Vicksburg, Mississippi
Charter: Credit Union
Assets: $11.5M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Vickswood Federal Credit Union: $2
Vickswood Federal Credit Union: $2
U.S. median: no median
NSF / Returned Item
Vickswood Federal Credit Union: $30
Vickswood Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Vickswood Federal Credit Union: $1
Vickswood Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Vickswood Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Payroll Accounts: Monthly fee for designated payroll-based accounts$2
per month
Re-Join Fee (Within 12 Months)$10
Assessed when an account has no activity for a defined period$10
Charged for staff research assistance on account history or records$25
Assessed when mail is returned due to invalid address$7.50

Overdraft & NSF

Non-Sufficient Funds$30
Fee for each overdraft transfer from shares$2
per item

ATM & Card

Fee for using an ATM outside the credit union network$1
Fee for replacing a lost or damaged debit/ATM card$10

Check Services

Fee for placing a stop payment on checks or ACH items$37
Printed copies of checks drawn from another institution$2

Account Services

Fees for processing levies, garnishments, subpoenas, or similar legal actions$50

Lending Fees

Fee assessed when a loan payment is made after the grace period$20

Other Fees

Copies of Previous Statements: Printed copies of past account statements$2
Fee for printed copies of account details$2
Processing fee for reviewing a loan application$25

Fee	Amount	Basis	Note
Account Maintenance
Payroll Accounts: Monthly fee for designated payroll-based accounts	$2	per month	None
Re-Join Fee (Within 12 Months)	$10	Not stated	None
Assessed when an account has no activity for a defined period	$10	Not stated	None
Charged for staff research assistance on account history or records	$25	Not stated	None
Assessed when mail is returned due to invalid address	$7.50	Not stated	None
Overdraft & NSF
Non-Sufficient Funds	$30	Not stated	None
Fee for each overdraft transfer from shares	$2	per item	None
ATM & Card
Fee for using an ATM outside the credit union network	$1	Not stated	None
Fee for replacing a lost or damaged debit/ATM card	$10	Not stated	None
Check Services
Fee for placing a stop payment on checks or ACH items	$37	Not stated	None
Printed copies of checks drawn from another institution	$2	Not stated	None
Account Services
Fees for processing levies, garnishments, subpoenas, or similar legal actions	$50	Not stated	None
Lending Fees
Fee assessed when a loan payment is made after the grace period	$20	Not stated	None
Other Fees
Copies of Previous Statements: Printed copies of past account statements	$2	Not stated	None
Fee for printed copies of account details	$2	Not stated	None
Processing fee for reviewing a loan application	$25	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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