Riverland Federal Credit Union

Headquarters: New Orleans, Louisiana
Charter: Credit Union
Assets: $319.7M
Fed district: Atlanta
Regulator: NCUA

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for Riverland Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Riverland Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Riverland Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $330K in Q2 2026, 1.5% below the same quarter a year earlier ($335K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Riverland Federal Credit Union: $27.50
Riverland Federal Credit Union: $27.50
U.S. median: no median
NSF / Returned Item
Riverland Federal Credit Union: $27.50
Riverland Federal Credit Union: $27.50
U.S. median: no median
Non-Network ATM
Riverland Federal Credit Union: $2
Riverland Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 9.8% from Q3 2025 to Q2 2026, to $330K.

Fee income, Q2 2026

$330K

$366KQ3 2025

$420KQ4 2025

$644KQ1 2026

$330KQ2 2026

Against the median

Riverland Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Riverland Federal Credit Union · $320M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$311M to $329M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Riverland Federal Credit Union(this institution)	New Orleans, LA	$320M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
360 Federal Credit Union	Windsor Locks, CT	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Access Federal Credit Union	Clinton, NY	$320M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dannemora Federal Credit Union	Plattsburgh, NY	$320M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Downey Federal Credit Union	Downey, CA	$328M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Evolve Federal Credit Union	El Paso, TX	$323M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fall River Municipal Federal Credit Union	Fall River, MA	$316M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Glass City Federal Credit Union	Maumee, OH	$326M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Harvesters Federal Credit Union	Cantonment, FL	$317M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Intrepid Federal Credit Union	Helena, MT	$311M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Lookout Federal Credit Union	Pocatello, ID	$314M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members1St Community Federal Credit Union	Marshalltown, IA	$311M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnesota Valley Federal Credit Union	Mankato, MN	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nebraska Energy Federal Credit Union	Columbus, NE	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwest Plus Federal Credit Union	Everett, WA	$315M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Oc Federal Credit Union	Garfield Hts, OH	$315M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pacific N W Federal Credit Union	Portland, OR	$317M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
People'S Alliance Federal Credit Union	Hauppauge, NY	$322M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Preferred Federal Credit Union	Grand Rapids, MI	$318M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riverfront Federal Credit Union	Wyomissing, PA	$320M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Secny Federal Credit Union	Syracuse, NY	$323M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Soo Co-Op Federal Credit Union	Sault Sainte Marie, MI	$324M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ume Federal Credit Union	Burbank, CA	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Teletech Financial Federal Credit Union	Tinton Falls, NJ	$328M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Vacationland Federal Credit Union	Sandusky, OH	$327M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Vapr Federal Credit Union	San Juan, PR	$316M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Riverland Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Riverland Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Riverland Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Riverland Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 47 quarters on file

Latest, Q2 2026: $330K
vs prior quarter: −$314K−48.8%; from Q1 2026
vs a year earlier: −$5K−1.5%; from Q2 2025
vs start of range: $00.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Riverland Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$330K	−$314K	−48.8%
Q1 2026	$644K	+$224K	+53.3%
Q4 2025	$420K	+$54K	+14.8%
Q3 2025	$366K	+$31K	+9.3%
Q2 2025	$335K	−$295K	−46.8%
Q1 2025	$630K	+$225K	+55.6%
Q4 2024	$405K	+$75K	+22.7%
Q3 2024	$330K	+$26K	+8.6%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Riverland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Closing$5
Dormant Account$25
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Card Dispute/Chargeback (Non-Fraud)$15
High-Yield Savings - Excessive Withdrawal$10
Not compared: Monthly charge, not per item
per month
Super Money Market Savings - Excessive Withdrawal$5

Overdraft & NSF

Courtesy Pay Fee$27.50
NSF (Insufficient Funds) Fee$27.50
per item
Returned Item$27.50

ATM & Card

HSA ATM Withdrawal/Inquiry (any location)$2
per item
Nonproprietary ATM Withdrawal/Transfer/Inquiry$2
per item
Replacement Card$12.50

Wire Transfers

Wire Transfer - Outgoing$25
Wire Transfer - Incoming$10
Wire Transfer - Outgoing International$50

Check Services

Official Check$5
Official Check Stop Payment$27.50
Stop Payment$27.50
Temporary Checks$3
Check Cashing$10
Item Sent for Collection$15
Photocopy of Check$3

Account Services

Notary - By Appointment at Main Office Only$15
Levy/Garnishment/Legal Process$50

Retirement & IRA

HSA & IRA - Account Closing$25
HSA & IRA Transfer - Outgoing$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Membership Closing	$5	Not stated	None
Dormant Account	$25	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Card Dispute/Chargeback (Non-Fraud)	$15	Not stated	None
High-Yield Savings - Excessive Withdrawal	$10Not compared: Monthly charge, not per item	per month	None
Super Money Market Savings - Excessive Withdrawal	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$27.50	Not stated	None
NSF (Insufficient Funds) Fee	$27.50	per item	None
Returned Item	$27.50	Not stated	None
ATM & Card
HSA ATM Withdrawal/Inquiry (any location)	$2	per item	None
Nonproprietary ATM Withdrawal/Transfer/Inquiry	$2	per item	None
Replacement Card	$12.50	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$25	Not stated	None
Wire Transfer - Incoming	$10	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Official Check Stop Payment	$27.50	Not stated	None
Stop Payment	$27.50	Not stated	None
Temporary Checks	$3	Not stated	None
Check Cashing	$10	Not stated	None
Item Sent for Collection	$15	Not stated	None
Photocopy of Check	$3	Not stated	None
Account Services
Notary - By Appointment at Main Office Only	$15	Not stated	None
Levy/Garnishment/Legal Process	$50	Not stated	None
Retirement & IRA
HSA & IRA - Account Closing	$25	Not stated	None
HSA & IRA Transfer - Outgoing	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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