Arbuckle Federal Credit Union

Headquarters: Ada, Oklahoma
Charter: Credit Union
Assets: $10.3M
Fed district: Kansas City
Regulator: NCUA

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for Arbuckle Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Arbuckle Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Arbuckle Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $33K in Q2 2026, 32% above the same quarter a year earlier ($25K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Arbuckle Federal Credit Union: $25
Arbuckle Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Arbuckle Federal Credit Union: $25
Arbuckle Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Arbuckle Federal Credit Union: $1.50
Arbuckle Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 14% from Q3 2025 to Q2 2026, to $33K.

Fee income, Q2 2026

$33K

$29KQ3 2025

$31KQ4 2025

$29KQ1 2026

$33KQ2 2026

Against the median

Arbuckle Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Arbuckle Federal Credit Union · $10M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$10M to $11M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Arbuckle Federal Credit Union(this institution)	Ada, OK	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
A T & T Employees Pittsburgh Federal Credit Union	Pittsburgh, PA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Arkansas Health Center Federal Credit Union	Benton, AR	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Asa Federal Credit Union	Bloomfield, CT	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Birmingham City Federal Credit Union	Birmingham, AL	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blue Flame Federal Credit Union	Mobile, AL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cmc-Fcpi Employees Federal Credit Union	Scranton, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Colquitt County Teacher Federal Credit Union	Moultrie, GA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cooperative Employees Federal Credit Union	Anadarko, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Correctional Workers Federal Credit Union	El Reno, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Cvph Employees Federal Credit Union	Plattsburgh, NY	$10M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Emerald Credit Association Federal Credit Union	Greenwood, SC	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Erie Firefighters Federal Credit Union	Erie, PA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Evergreen Park Schools Federal Credit Union	Evergreen Park, IL	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Guco Federal Credit Union	Greenville, NC	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Healthplus Federal Credit Union	Jackson, MS	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
I B E W Local 56 Federal Credit Union	Erie, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lincoln S.D.A. Federal Credit Union	Lincoln, NE	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Methodist Hospital Employees Federal Credit Union	Dallas, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mississippi Dhs Federal Credit Union	Jackson, MS	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Morton Federal Credit Union	taunton, MA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
P.S.E. & G. Nuclear Employees Federal Credit Union	Hancocks Bridge, NJ	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Redlands City Employees Federal Credit Union	Redlands, CA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sing Sing Employees Federal Credit Union	Briarcliff Manor, NY	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Star Tech Federal Credit Union	Greenwood Village, CO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Vatat Federal Credit Union	Austin, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(overdraft)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Overdraft is $5 (17%) below the median of similar-sized credit unions.

Its published price is $25, against a peer median of $30 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Overdraft fee in dollars, one mark per institution

Arbuckle Federal Credit U…Peer (equal prices stack)Peer medianInclude $5.49 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's overdraft fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Arbuckle Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 59 quarters on file

Latest, Q2 2026: $33K
vs prior quarter: +$4K+13.8%; from Q1 2026
vs a year earlier: +$8K+32.0%; from Q2 2025
vs start of range: +$6K+22.2%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Arbuckle Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$33K	+$4K	+13.8%
Q1 2026	$29K	−$2K	−6.5%
Q4 2025	$31K	+$2K	+6.9%
Q3 2025	$29K	+$4K	+16.0%
Q2 2025	$25K	−$6K	−19.4%
Q1 2025	$31K	+$5K	+19.2%
Q4 2024	$26K	−$1K	−3.7%
Q3 2024	$27K	+$2K	+8.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Arbuckle Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Overdraft (OD)$25
Non-Sufficient Funds (NSF)$25

ATM & Card

Charge for all ATM withdrawals$1.50
Debit Card Replacement$10
Replacement card fee$5
per item

Check Services

Stop Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Overdraft (OD)	$25	Not stated	None
Non-Sufficient Funds (NSF)	$25	Not stated	None
ATM & Card
Charge for all ATM withdrawals	$1.50	Not stated	None
Debit Card Replacement	$10	Not stated	None
Replacement card fee	$5	per item	None
Check Services
Stop Payment	$25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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