Cape Federal Credit Union

Headquarters: Clarksburg, West Virginia
Charter: Credit Union
Assets: $15.5M
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Cape Federal Credit Union: $30
Cape Federal Credit Union: $30
U.S. median: no median
Stop Payment
Cape Federal Credit Union: $30
Cape Federal Credit Union: $30
U.S. median: no median
OD Protection Transfer
Cape Federal Credit Union: $3
Cape Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cape Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Per month$5
per month
Research Per hour$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Per item$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Funds Per item$30
per item
Daily Negative Balance Daily$5
per day
Overdraft Transfer Fee Per transfer$3
per item

ATM & Card

Debit Card Replacement Per card$10
per item

Check Services

Stop Pay Check/Electronic Pmt Per item$30
per item
Check Cashing: accounts Per check$5
per item
Copy of Cashiers Check Per check$10
per item
Copy of Check Per item$5
per item

Cash & Deposit

Return Deposited Item Per item$30
per item

Account Services

10x10 Annual$100
per year
3x10 Annual$35
per year
5x10 Annual$60
per year
Drilled Box Per time$75
Not compared: Box drilling or key fee

Other Fees

Fax$2
per item · Per fax
Statement Reprint Per month$5
Not compared: Monthly charge, not per item
per month
Skip-A-Pay Month/Bi-Weekly$30

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Per month	$5	per month	None
Research Per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Per item	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Funds Per item	$30	per item	None
Daily Negative Balance Daily	$5	per day	None
Overdraft Transfer Fee Per transfer	$3	per item	None
ATM & Card
Debit Card Replacement Per card	$10	per item	None
Check Services
Stop Pay Check/Electronic Pmt Per item	$30	per item	None
Check Cashing: accounts Per check	$5	per item	None
Copy of Cashiers Check Per check	$10	per item	None
Copy of Check Per item	$5	per item	None
Cash & Deposit
Return Deposited Item Per item	$30	per item	None
Account Services
10x10 Annual	$100	per year	None
3x10 Annual	$35	per year	None
5x10 Annual	$60	per year	None
Drilled Box Per time	$75Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax	$2	per item	Per fax
Statement Reprint Per month	$5Not compared: Monthly charge, not per item	per month	None
Skip-A-Pay Month/Bi-Weekly	$30	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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