Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Cape Federal Credit Union

Clarksburg, West VirginiaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Debit Card Per month$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=dormant_account; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Inactive Debit Card* Per month $5 Online Banking Payroll Deduction" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Per item$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=nsf; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Non-Sufficient Funds Per item $30 IRA Traditional" · Source

ATM & CardVerified

Debit Card Replacement Per card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=card_replacement; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Debit Card Replacement Per card $10" · Source

Check ServicesVerified

Copy of Check Per item$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=check_image; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Copy of Check Per item $5 Loans (apply online at capecu.com)" · Source

Account ServicesVerified

Lien Release fee Per Lien$11Below the typical range ($25–$100 nationally)
$39 below the national median
Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=legal_process; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Lien Release fee Per Lien $11 26 Months" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Debit Card Per month	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=dormant_account; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Inactive Debit Card* Per month $5 Online Banking Payroll Deduction"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Per item	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=nsf; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Non-Sufficient Funds Per item $30 IRA Traditional"	Source
ATM & CardVerified
Debit Card Replacement Per card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=card_replacement; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Debit Card Replacement Per card $10"	Source
Check ServicesVerified
Copy of Check Per item	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=check_image; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Copy of Check Per item $5 Loans (apply online at capecu.com)"	Source
Account ServicesVerified
Lien Release fee Per Lien	$11Below the typical range ($25–$100 nationally)	$39 below the national median	—	Knox deterministic extraction from Rosetta artifact #2652. canonical_hint=legal_process; text_hash=25bf37ffb3a19bb30a857834084af2ab033d24975235bd6743bc2d107f9d3bed; excerpt="Lien Release fee Per Lien $11 26 Months"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$15.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$15.5M

Total deposits

$14.5M

Service charge income (year to date)

$16K

Fee income ratio

4.8%

Return on assets

-4.19%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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