vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$12.50 below the North Carolina median
per item · Source
At the national median$1 above the North Carolina median
per item · Source
At the national median$5 above the North Carolina median
per item · Source
At the national median$5 above the North Carolina median
$0.50 above the national median$0.25 above the North Carolina median
per item · Source
$5 below the national median$1 above the North Carolina median
At the national medianAt the North Carolina median
$5 below the national medianAt the North Carolina median
$2 below the national median$1 below the North Carolina median
per item · Source
$2.50 above the national median$1 above the North Carolina median
$1 below the national median$0.75 below the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal Fees (After 1 per year at no charge) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$12.50 below the North Carolina median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the North Carolina median | per item | — | Source |
| Non-Sufficient Funds | $30 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal/Transfer Fee (After 5 Free per Month) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.25 above the North Carolina median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$1 above the North Carolina median | — | — | Source |
| Wire Transfer Fee (Incoming) | $10 | ||||
Check ServicesVerified | |||||
| Teller Checks | $3Within the typical range ($3–$6 nationally) | $2 below the national median$1 below the North Carolina median | per item | — | Source |
| Stop Payment on Consecutive Numbered Items | $30 | ||||
Gift & Prepaid CardsVerified | |||||
| Prepaid Debit Card (Values of $10 - $1,000) | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.75 below the North Carolina median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
11
Under review
0
Assets
$64.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$64.7M
Total deposits
$62.2M
Service charge income (year to date)
$612K
Fee income ratio
17.3%
Return on assets
-0.17%
Financial profile · Pro
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| At the national median$5 above the North Carolina median |
| per item |
| — |
| Source |
| Online Payment - Returned/Unpaid Due to Incorrect Information/NSF | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
| At the national medianAt the North Carolina median |
| — |
| — |
| Source |
| International Wire Transfer Fee (Outgoing) | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
| $2.50 above the national median$1 above the North Carolina median |
| — |
| — |
| Source |