Westreet Federal Credit Union

Headquarters: Tulsa, Oklahoma
Charter: Credit Union
Assets: $966.8M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Rewards Checking Account Fees and Charges $6 to $8 · New Beginnings Checking $10
Compared at $8, the middle of its prices
Westreet Federal Credit Union: $6 to $10
Westreet Federal Credit Union: $6 to $10
U.S. median: no median
Overdraft (OD)
Westreet Federal Credit Union: $30
Westreet Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Westreet Federal Credit Union: $30
Westreet Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westreet Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$6
per month
Monthly fee$8
per month
Monthly Service Charge$8
per month
New Beginnings Checking Monthly Service Charge$10
per month
Rewards Checking Monthly Service Charge$6
per month
Inactive/Dormant Account Fee$15
Not compared: Quarterly charge, not monthly
per quarter
Account Research (includes account reconciliation)$15
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per month
Bad Address Fee$5
per month

Overdraft & NSF

Courtesy Pay /Overdraft Fee$30
per item
Insufficient Funds (NSF)/Overdrawn/Returned Item Fee$30
per item
Overdraft Transfer Fee$10
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Card Replacement Fee$5
Plastic Card Replacement Fee$10
per item
ATM/Debit Card International (audience not stated, treated as personal)1%

Wire Transfers

Domestic Bank Wire$16
International Bank Wire$40

Check Services

Cashier’s Check$1.50
per item
Non-Member Cashier’s Check$10
per item
Money Order$1.50
per item
Stop Payment$30
per item
Temporary Checks$0.50
per item · First 8 free for new accounts; additional checks $0.50 each
Temporary Checks First 8 free for new accounts. Additional checks$0.50
per item
Collection Item$10
per item
Copy of Draft (Check)$2
per item · Per copy

Cash & Deposit

Returned Deposited Item$30
per item

Account Services

Drilling Cost$150
Not compared: Box drilling or key fee
Replacement Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
per year
Safe Deposit Box 3 X 10$45
per year
Safe Deposit Box 3 X 5$25
per year
Safe Deposit Box 5 X 10$55
per year
Safe Deposit Box 5 X 5$30
per year
Garnishment/Levy Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$6	per month	None
Monthly fee	$8	per month	None
Monthly Service Charge	$8	per month	None
New Beginnings Checking Monthly Service Charge	$10	per month	None
Rewards Checking Monthly Service Charge	$6	per month	None
Inactive/Dormant Account Fee	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Research (includes account reconciliation)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per month	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay /Overdraft Fee	$30	per item	None
Insufficient Funds (NSF)/Overdrawn/Returned Item Fee	$30	per item	None
Overdraft Transfer Fee	$10Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Card Replacement Fee	$5	Not stated	None
Plastic Card Replacement Fee	$10	per item	None
ATM/Debit Card International (audience not stated, treated as personal)	1%	Not stated	None
Wire Transfers
Domestic Bank Wire	$16	Not stated	None
International Bank Wire	$40	Not stated	None
Check Services
Cashier’s Check	$1.50	per item	None
Non-Member Cashier’s Check	$10	per item	None
Money Order	$1.50	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$0.50	per item	First 8 free for new accounts; additional checks $0.50 each
Temporary Checks First 8 free for new accounts. Additional checks	$0.50	per item	None
Collection Item	$10	per item	None
Copy of Draft (Check)	$2	per item	Per copy
Cash & Deposit
Returned Deposited Item	$30	per item	None
Account Services
Drilling Cost	$150Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	per year	None
Safe Deposit Box 3 X 10	$45	per year	None
Safe Deposit Box 3 X 5	$25	per year	None
Safe Deposit Box 5 X 10	$55	per year	None
Safe Deposit Box 5 X 5	$30	per year	None
Garnishment/Levy Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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