21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from New Covenant Dominion Federal Credit Union’s own schedules, with a source for each figure.
per month · Charged when minimum daily balance is not met; waived for club account holders
per month · Assessed after 1 year of inactivity
per transaction
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Draft Maintenance Fee | $3.50 | per month | Charged when minimum daily balance is not met; waived for club account holders |
| Share Draft Maintenance Fee (when minimum daily balance is not met) | $3.50 | Not stated | None |
| Dormant Account Fee | $7 | per month | Assessed after 1 year of inactivity |
| Excess Withdrawal Fee (applicable to club accounts only) | $10 | per transaction | None |
| Paper Statement Fee (does not apply to accountholders who are over 65, under 18, or who receive e-statements) | $2 | Not stated | None |
| Incorrect Address Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Insufficient Funds Fee (when overdraft coverage is not available) | $15 | per item | None |
| Overdraft Courtesy Pay Fee | $15 | per item | None |
| Insufficient Funds Fee | $15 | per item | When overdraft coverage is not available |
| Overdraft Protection Fee | $5 | per item | None |
ATM & Card | |||
| Replacement Debit Card Fee (after 1st Free Non-Fraud Replacement) | $5 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer Fee - Domestic | $30 | per item | None |
| Incoming Wire Transfer Fee | $5 | per item | None |
| Outgoing Wire Transfer Fee – Domestic // International | $30 | per item | None |
Check Services | |||
| Cashier’s Checks | $3 | per item | None |
| Rejected Check Fee | $2 | per item | For improperly formatted checks |
| Stop Payment Fee (for checks and eligible electronic funds transfers) | $25 | per item | None |
| Check Cashing Fee | $2 | per item | None |
Account Services | |||
| Notary Fee | $2 | per item | None |
Lending Fees | |||
| Late Payment Fee (for payment after 10th of the month) | $35 | Not stated | None |
| Loan Modification Fee | $25 | one time | None |
Other Fees | |||
| Check/Deposit Slip/Withdrawal Slip Photocopy Fee | $2 | per item | None |
| Statement Copies Fee (for statements older than 1 year) | $5 | Not stated | None |
| Loan Modification Application Fee | $375 | Not stated | None |
| Loan Modification Fee | $25 | Not stated | None |
| Non-Refundable Credit Builder Loan Application Fee | $20 | Not stated | None |
| Non-Refundable Personal Loan Application Fee | $40 | Not stated | None |
| Non-Refundable Vehicle Loan Application Fee | $75 | Not stated | None |
per month · Charged when minimum daily balance is not met; waived for club account holders
per month · Assessed after 1 year of inactivity
per transaction
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Draft Maintenance Fee | $3.50 | per month | Charged when minimum daily balance is not met; waived for club account holders |
| Share Draft Maintenance Fee (when minimum daily balance is not met) | $3.50 | Not stated | None |
| Dormant Account Fee | $7 | per month | Assessed after 1 year of inactivity |
| Excess Withdrawal Fee (applicable to club accounts only) | $10 | per transaction | None |
| Paper Statement Fee (does not apply to accountholders who are over 65, under 18, or who receive e-statements) | $2 | Not stated | None |
| Incorrect Address Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Insufficient Funds Fee (when overdraft coverage is not available) | $15 | per item | None |
| Overdraft Courtesy Pay Fee | $15 | per item | None |
| Insufficient Funds Fee | $15 | per item | When overdraft coverage is not available |
| Overdraft Protection Fee | $5 | per item | None |
ATM & Card | |||
| Replacement Debit Card Fee (after 1st Free Non-Fraud Replacement) | $5 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer Fee - Domestic | $30 | per item | None |
| Incoming Wire Transfer Fee | $5 | per item | None |
| Outgoing Wire Transfer Fee – Domestic // International | $30 | per item | None |
Check Services | |||
| Cashier’s Checks | $3 | per item | None |
| Rejected Check Fee | $2 | per item | For improperly formatted checks |
| Stop Payment Fee (for checks and eligible electronic funds transfers) | $25 | per item | None |
| Check Cashing Fee | $2 | per item | None |
Account Services | |||
| Notary Fee | $2 | per item | None |
Lending Fees | |||
| Late Payment Fee (for payment after 10th of the month) | $35 | Not stated | None |
| Loan Modification Fee | $25 | one time | None |
Other Fees | |||
| Check/Deposit Slip/Withdrawal Slip Photocopy Fee | $2 | per item | None |
| Statement Copies Fee (for statements older than 1 year) | $5 | Not stated | None |
| Loan Modification Application Fee | $375 | Not stated | None |
| Loan Modification Fee | $25 | Not stated | None |
| Non-Refundable Credit Builder Loan Application Fee | $20 | Not stated | None |
| Non-Refundable Small Business Loan Application Fee | $175 | Not stated | None |
| Non-Refundable Vehicle Loan Application Fee | $75 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.