Alltru Federal Credit Union

Headquarters: Wentzville, Missouri
Charter: Credit Union
Assets: $400.6M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alltru Federal Credit Union: $5
Alltru Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Alltru Federal Credit Union · $401M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$390M to $410M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Alltru Federal Credit Union(this institution)	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eagle Community Federal Credit Union	Lake Forest, CA	$409M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Community Credit Union of Beloit	Beloit, WI	$410M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Community Federal Credit Union	Monroe, MI	$406M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nymeo Federal Credit Union	Frederick, MD	$409M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Park View Federal Credit Union	Harrisonburg, VA	$410M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wauna Federal Credit Union	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Zing Credit Union	Denver, CO	$406M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.25 (31%) below the median of similar-sized credit unions.

Its published price is $5, against a peer median of $7.25 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Alltru Federal Credit Uni…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Alltru Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Mail Maintenance Fee$5
Early Account Closure (30 days)$10
Not compared: Monthly charge, not per item
per month
Monthly Inactive Account (no activity 48 months)$10
per month
Account Research (per 15 minutes)$5
Monthly Paper Statement Fee$3
per month

Overdraft & NSF

Courtesy Pay Fee +$29.50
ATM NSF Fee +$29.50
NSF Fee (Uncollected or Returned) (per item) +$29.50
per item

ATM & Card

ATM Transaction Fee (Out of network)$2
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer (Outgoing)$25
Wire Transfer (International)$50

Check Services

Official Check$4
Money Orders$3
Electronic Bill Pay Stop Pay$29.50
Temporary Checks (per check)$0.10
per item
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)1%
Collection Fee$20
Check Copy (per check)$3
per item

Digital & Electronic

ACH Return Fee +$29.50
Consumer Electronic Bill PayNo charge

Cash & Deposit

Deposited Checks Returned Unpaid$29.50

Account Services

Garnishment/Levy/Lien Processing$35

Other Fees

Statement Copy (per month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Mail Maintenance Fee	$5	Not stated	None
Early Account Closure (30 days)	$10Not compared: Monthly charge, not per item	per month	None
Monthly Inactive Account (no activity 48 months)	$10	per month	None
Account Research (per 15 minutes)	$5	Not stated	None
Monthly Paper Statement Fee	$3	per month	None
Overdraft & NSF
Courtesy Pay Fee +	$29.50	Not stated	None
ATM NSF Fee +	$29.50	Not stated	None
NSF Fee (Uncollected or Returned) (per item) +	$29.50	per item	None
ATM & Card
ATM Transaction Fee (Out of network)	$2	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Official Check	$4	Not stated	None
Money Orders	$3	Not stated	None
Electronic Bill Pay Stop Pay	$29.50	Not stated	None
Temporary Checks (per check)	$0.10	per item	None
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)	1%	Not stated	None
Collection Fee	$20	Not stated	None
Check Copy (per check)	$3	per item	None
Digital & Electronic
ACH Return Fee +	$29.50	Not stated	None
Consumer Electronic Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$29.50	Not stated	None
Account Services
Garnishment/Levy/Lien Processing	$35	Not stated	None
Other Fees
Statement Copy (per month)	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Alltru Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alltru Federal Credit Union: $5
Alltru Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Alltru Federal Credit Union · $401M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$390M to $410M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Alltru Federal Credit Union(this institution)	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eagle Community Federal Credit Union	Lake Forest, CA	$409M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Community Credit Union of Beloit	Beloit, WI	$410M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Community Federal Credit Union	Monroe, MI	$406M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nymeo Federal Credit Union	Frederick, MD	$409M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Park View Federal Credit Union	Harrisonburg, VA	$410M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wauna Federal Credit Union	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Zing Credit Union	Denver, CO	$406M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.25 (31%) below the median of similar-sized credit unions.

Its published price is $5, against a peer median of $7.25 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Alltru Federal Credit Uni…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Alltru Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Mail Maintenance Fee$5
Early Account Closure (30 days)$10
Not compared: Monthly charge, not per item
per month
Monthly Inactive Account (no activity 48 months)$10
per month
Account Research (per 15 minutes)$5
Monthly Paper Statement Fee$3
per month

Overdraft & NSF

Courtesy Pay Fee +$29.50
ATM NSF Fee +$29.50
NSF Fee (Uncollected or Returned) (per item) +$29.50
per item

ATM & Card

ATM Transaction Fee (Out of network)$2
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer (Outgoing)$25
Wire Transfer (International)$50

Check Services

Official Check$4
Money Orders$3
Electronic Bill Pay Stop Pay$29.50
Temporary Checks (per check)$0.10
per item
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)1%
Collection Fee$20
Check Copy (per check)$3
per item

Digital & Electronic

ACH Return Fee +$29.50
Consumer Electronic Bill PayNo charge

Cash & Deposit

Deposited Checks Returned Unpaid$29.50

Account Services

Garnishment/Levy/Lien Processing$35

Other Fees

Statement Copy (per month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Mail Maintenance Fee	$5	Not stated	None
Early Account Closure (30 days)	$10Not compared: Monthly charge, not per item	per month	None
Monthly Inactive Account (no activity 48 months)	$10	per month	None
Account Research (per 15 minutes)	$5	Not stated	None
Monthly Paper Statement Fee	$3	per month	None
Overdraft & NSF
Courtesy Pay Fee +	$29.50	Not stated	None
ATM NSF Fee +	$29.50	Not stated	None
NSF Fee (Uncollected or Returned) (per item) +	$29.50	per item	None
ATM & Card
ATM Transaction Fee (Out of network)	$2	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Official Check	$4	Not stated	None
Money Orders	$3	Not stated	None
Electronic Bill Pay Stop Pay	$29.50	Not stated	None
Temporary Checks (per check)	$0.10	per item	None
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)	1%	Not stated	None
Collection Fee	$20	Not stated	None
Check Copy (per check)	$3	per item	None
Digital & Electronic
ACH Return Fee +	$29.50	Not stated	None
Consumer Electronic Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$29.50	Not stated	None
Account Services
Garnishment/Levy/Lien Processing	$35	Not stated	None
Other Fees
Statement Copy (per month)	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.