Alltru Federal Credit Union

Headquarters: Wentzville, Missouri
Charter: Credit Union
Assets: $400.6M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alltru Federal Credit Union: $5
Alltru Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Alltru Federal Credit Union: $29.50
Alltru Federal Credit Union: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alltru Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Mail Maintenance Fee$5
Early Account Closure (30 days)$10
Not compared: Monthly charge, not per item
per month
Monthly Inactive Account (no activity 48 months)$10
per month
Account Research (per 15 minutes)$5
Monthly Paper Statement Fee$3
per month

Overdraft & NSF

Courtesy Pay Fee +$29.50
ATM NSF Fee +$29.50
NSF Fee (Uncollected or Returned) (per item) +$29.50
per item

ATM & Card

ATM Transaction Fee (Out of network)$2
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer (Outgoing)$25
Wire Transfer (International)$50

Check Services

Official Check$4
Money Orders$3
Electronic Bill Pay Stop Pay$29.50
Temporary Checks (per check)$0.10
per item
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)1%
Collection Fee$20
Check Copy (per check)$3
per item

Digital & Electronic

ACH Return Fee +$29.50
Consumer Electronic Bill PayNo charge

Cash & Deposit

Deposited Checks Returned Unpaid$29.50

Account Services

Garnishment/Levy/Lien Processing$35

Other Fees

Statement Copy (per month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Mail Maintenance Fee	$5	Not stated	None
Early Account Closure (30 days)	$10Not compared: Monthly charge, not per item	per month	None
Monthly Inactive Account (no activity 48 months)	$10	per month	None
Account Research (per 15 minutes)	$5	Not stated	None
Monthly Paper Statement Fee	$3	per month	None
Overdraft & NSF
Courtesy Pay Fee +	$29.50	Not stated	None
ATM NSF Fee +	$29.50	Not stated	None
NSF Fee (Uncollected or Returned) (per item) +	$29.50	per item	None
ATM & Card
ATM Transaction Fee (Out of network)	$2	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Official Check	$4	Not stated	None
Money Orders	$3	Not stated	None
Electronic Bill Pay Stop Pay	$29.50	Not stated	None
Temporary Checks (per check)	$0.10	per item	None
Non-Member Check Cashing (of check amount) (audience not stated, treated as personal)	1%	Not stated	None
Collection Fee	$20	Not stated	None
Check Copy (per check)	$3	per item	None
Digital & Electronic
ACH Return Fee +	$29.50	Not stated	None
Consumer Electronic Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$29.50	Not stated	None
Account Services
Garnishment/Levy/Lien Processing	$35	Not stated	None
Other Fees
Statement Copy (per month)	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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