Community Link Federal Credit Union

Headquarters: Huntington, Indiana
Charter: Credit Union
Assets: $35.9M
Fed district: Chicago
Regulator: NCUA

Explore Hamilton View published fees

Compared with Indiana

1 of 5

compared fees are above the median.

4 below, 0 about the same.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
71st percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Indiana median
of 5 compared; 4 below, 0 about the same
See the fees
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Community Link Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the Indiana median	Published fees above the Indiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Community Link Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Community Link Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (71st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $69K in Q2 2026, 4.2% below the same quarter a year earlier ($72K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
1 of 5 compared published fees sit above the Indiana median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Indiana medians for fees published by banks and credit unions.

Non-Network ATM
Community Link Federal Credit Union: $1
Community Link Federal Credit Union: $1
Indiana median: $247 publishChicago district median: $1.50209 publishU.S. median: $1.501,650 publish
Monthly Maintenance
Community Link Federal Credit Union: No fee
Community Link Federal Credit Union: No fee
Indiana median: $6.9845 publishChicago district median: $6231 publishU.S. median: $71,902 publish
Wire Transfer (Domestic In)
Community Link Federal Credit Union: No fee
Community Link Federal Credit Union: No fee
Indiana median: $1045 publishChicago district median: $10266 publishU.S. median: $101,718 publish

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 9.2% from Q3 2025 to Q2 2026, to $69K. Its share of revenue, 11%, is above the 7.2% median for credit unions with under $300M in assets.

Fee income, Q2 2026

$69K

$76KQ3 2025

$77KQ4 2025

$64KQ1 2026

$69KQ2 2026

Against the median (IN for fees)

Share of revenue11% / 7.2%
Non‑network ATM$1 / $2
Monthly maintenance$0 / $6.98

Community Link Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.

How much of the higher share comes from how often fees are charged, rather than what they cost?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

Community Link Federal Credit Union · $36M in assets

Credit unions in Indiana

Credit unions headquartered in the same state, for comparing published prices.

Credit unions only
$9M to $5.8B in assets
Headquartered in Indiana

Showing the 50 closest in assets of 60 peers; medians use all 60.

See the 50 institutions shown

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community Link Federal Credit Union(this institution)	Huntington, IN	$36M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Afena Federal Credit Union	Marion, IN	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Bar-Cons Federal Credit Union	Columbus, IN	$53M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Business And Industrial Federal Credit Union	Columbus, IN	$45M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Central Soya Federal Credit Union	Decatur, IN	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chiphone Federal Credit Union	Elkhart, IN	$112M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City Of Firsts Community Federal Credit Union	Kokomo, IN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Clifty Creek Employees Federal Credit Union	Madison, IN	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Communitywide Federal Credit Union	South Bend, IN	$874M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Crossroads Financial Federal Credit Union	Portland, IN	$102M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Diamond Valley Federal Credit Union	Evansville, IN	$179M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Eastern Indiana Federal Credit Union	New Castle, IN	$44M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Encompass Federal Credit Union	Tipton, IN	$241M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Evansville Federal Credit Union	Evansville, IN	$90M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Financial Builders Federal Credit Union	Kokomo, IN	$152M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Financial Health Federal Credit Union	Indianapolis, IN	$30M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Financial Partners Federal Credit Union	Woodburn, IN	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Finans Federal Credit Union	Hammond, IN	$9M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Fire Police City County Federal Credit Union	Fort Wayne, IN	$207M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firefighters Federal Credit Union	Indianapolis, IN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gesb Sheet Metal Workers Federal Credit Union	Portage, IN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Haynes Community Federal Credit Union	Kokomo, IN	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Health Care Professionals Federal Credit Union	Richmond, IN	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hometown Federal Credit Union	Peru, IN	$37M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hoosier Hills Federal Credit Union	Bedford, IN	$938M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Independent Federal Credit Union	Anderson, IN	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Indiana State University Federal Credit Union	Terre Haute, IN	$140M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Industrial Federal Credit Union	Lafayette, IN	$356M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Inova Federal Credit Union	Elkhart, IN	$643M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Kemba Indianapolis Federal Credit Union	Indianapolis, IN	$82M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lakes Federal Credit Union	Monticello, IN	$28M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lampco Federal Credit Union	Anderson, IN	$90M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Local 697 Federal Credit Union	Merrillville, IN	$49M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Madison County Federal Credit Union	Anderson, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Members Advantage Federal Credit Union	Michigan City, IN	$132M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Members Source Federal Credit Union	Merrillville, IN	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Natco Federal Credit Union	Richmond, IN	$154M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
One Vision Federal Credit Union	Clarksville, IN	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Partners 1St Federal Credit Union	Fort Wayne, IN	$546M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Perfect Circle Federal Credit Union	Hagerstown, IN	$63M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Profinance Federal Credit Union	Merrillville, IN	$15M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service #3 Federal Credit Union	Fort Wayne, IN	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Regional Federal Credit Union	Winfield, IN	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Solidarity Community Federal Credit Union	Kokomo, IN	$351M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tech Federal Credit Union	Crown Point, IN	$599M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U S #1364 Federal Credit Union	Merrillville, IN	$222M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Via Credit Union	Marion, IN	$604M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Vigo County Federal Credit Union	Terre Haute, IN	$46M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

60 peers selected · 20 publish this fee(monthly maintenance)

40 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6.88 (100%) below the median of credit unions in Indiana.

Its published price is $0, against a peer median of $6.88 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community Link Federal Cr…Peer (equal prices stack)Peer medianInclude $36.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee, among the 50 peers shown

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Community Link Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $69K
vs prior quarter: +$5K+7.8%; from Q1 2026
vs a year earlier: −$3K−4.2%; from Q2 2025
vs start of range: −$7K−9.2%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Community Link Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$69K	+$5K	+7.8%
Q1 2026	$64K	−$13K	−16.9%
Q4 2025	$77K	+$1K	+1.3%
Q3 2025	$76K	+$4K	+5.6%
Q2 2025	$72K	+$3K	+4.3%
Q1 2025	$69K	−$6K	−8.0%
Q4 2024	$75K	−$1K	−1.3%
Q3 2024	$76K	+$5K	+7.0%

Fee-income share against its size cohort

Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Community Link Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

Community Link Federal Credit Union: 11%
Percentile: 71st
25th percentile: 3.7%
Median: 7.2%
75th percentile: 11%

Community Link Federal Credit Union 10.6%Median 7.2%Middle half 3.7% to 11.4%Peers at each share21 above 30%, counted in the last bar

Find a peer (2,932)

The 15 closest to Community Link Federal Credit Union by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from Community Link Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

No monthly maintenance fee (audience not stated, treated as personal)No charge
Below the U.S. middle 50% ($5 to $10 nationally)
per month

ATM & Card

ATM balance check charge (audience not stated, treated as personal)$1
Inside the U.S. middle 50% ($1 to $2 nationally)
per transaction
Non-Network ATM$1
Inside the U.S. middle 50% ($1 to $2 nationally)

Wire Transfers

Free incoming wires (audience not stated, treated as personal)No charge
Below the U.S. middle 50% ($5 to $15 nationally)
per transaction

Digital & Electronic

Bill Pay (Student Checking) (audience not stated, treated as personal)No charge
Inside the U.S. middle 50% ($0 to $6 nationally)
Mobile Deposit (Student Checking) (audience not stated, treated as personal)No charge
Inside the U.S. middle 50% ($0 to $0 nationally)

Other Fees

Doc fee (audience not stated, treated as personal)$50
Above the U.S. middle 50% ($20 to $37.50 nationally)
one time

Fee	Amount	Basis	Note
Account Maintenance
No monthly maintenance fee (audience not stated, treated as personal)	No chargeBelow the U.S. middle 50% ($5 to $10 nationally)	per month	None
ATM & Card
ATM balance check charge (audience not stated, treated as personal)	$1Inside the U.S. middle 50% ($1 to $2 nationally)	per transaction	None
Non-Network ATM	$1Inside the U.S. middle 50% ($1 to $2 nationally)	Not stated	None
Wire Transfers
Free incoming wires (audience not stated, treated as personal)	No chargeBelow the U.S. middle 50% ($5 to $15 nationally)	per transaction	None
Digital & Electronic
Bill Pay (Student Checking) (audience not stated, treated as personal)	No chargeInside the U.S. middle 50% ($0 to $6 nationally)	Not stated	None
Mobile Deposit (Student Checking) (audience not stated, treated as personal)	No chargeInside the U.S. middle 50% ($0 to $0 nationally)	Not stated	None
Other Fees
Doc fee (audience not stated, treated as personal)	$50Above the U.S. middle 50% ($20 to $37.50 nationally)	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

vs. the U.S. middle 50%:BelowInsideAbove

ATM & Card

Non-Network ATM$1
Inside the U.S. middle 50% ($1 to $2 nationally)

Account Services

Notary service (Business e-Checking)No charge

Fee	Amount	Basis	Note
ATM & Card
Non-Network ATM	$1Inside the U.S. middle 50% ($1 to $2 nationally)	Not stated	None
Account Services
Notary service (Business e-Checking)	No charge	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Community Link Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

2 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Huntington, IN

Largest competitors nearby

Local market: Huntington county, IN, around its headquarters.

9 in its local market	Deposit share
The Bippus State Bank	37.3%
First Federal Savings Bank	32.1%
PNC Bank, National Association	9.5%
First Merchants Bank	7.6%
Flagstar Bank, National Association	4.3%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Get an email when Community Link Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.