Four Points Federal Credit Union

Headquarters: Omaha, Nebraska
Charter: Credit Union
Assets: $165.5M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Four Points Federal Credit Union: $25
Four Points Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Four Points Federal Credit Union: $25 to $35
Four Points Federal Credit Union: $25 to $35
U.S. median: no median
Non-Network ATM
Four Points Federal Credit Union: No fee
Four Points Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Four Points Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Early Account Closure Fee charged to accounts closed within first six (6) months.$5
Escheat / Abandoned Account$25
Inactive Account$5
Account Research Fee per hour for account research.$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee per statement to receive a paper statement.$2.95

Overdraft & NSF

Non-Sufficient Funds (NSF)$35
Returned ACH$25

ATM & Card

Foreign ATM WithdrawalNo charge
Debit Card replacement Fee to replace a lost debit / ATM card.$10
Expedited Debit Card$50

Check Services

Official Checks Official Four Points Checks.$5
ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks.$25

Cash & Deposit

Returned Check$25

Account Services

Garnishment / Levy Fee to process a garnishment or levy.$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Early Account Closure Fee charged to accounts closed within first six (6) months.	$5	Not stated	None
Escheat / Abandoned Account	$25	Not stated	None
Inactive Account	$5	Not stated	None
Account Research Fee per hour for account research.	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee per statement to receive a paper statement.	$2.95	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$35	Not stated	None
Returned ACH	$25	Not stated	None
ATM & Card
Foreign ATM Withdrawal	No charge	Not stated	None
Debit Card replacement Fee to replace a lost debit / ATM card.	$10	Not stated	None
Expedited Debit Card	$50	Not stated	None
Check Services
Official Checks Official Four Points Checks.	$5	Not stated	None
ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks.	$25	Not stated	None
Cash & Deposit
Returned Check	$25	Not stated	None
Account Services
Garnishment / Levy Fee to process a garnishment or levy.	$30	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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