Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Four Points Federal Credit Union

Omaha, NebraskaCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

a monthly service charge of$25Above the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=monthly_maintenance; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="daily balance falls below $15,000, a monthly service charge of $25.00 will apply. Interest is earned on the entire" · Source

Account Research Fee per hour for account research.$25

At the national median

Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=account_research; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Account Research Fee per hour for account research. $25.00" · Source

Early Account Closure Fee charged to accounts closed within first six (6) months.$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=early_closure; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Early Account Closure Fee charged to accounts closed within first six (6) months. $5.00" · Source

Escheat / Abandoned Account$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=dormant_account; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Escheat / Abandoned Account | $25.00" · Source

Inactive Account$5

At the national median

Paper Statement Fee per statement to receive a paper statement.$2.95

$0.05 below the national median

Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=paper_statement; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Paper Statement Fee per statement to receive a paper statement. $2.95" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=nsf; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Non-Sufficient Funds (NSF)* | $35.00" · Source
Returned ACH$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=nsf; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Returned ACH | $25.00" · Source

ATM & CardVerified

Debit Card replacement Fee to replace a lost debit / ATM card.$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=card_replacement; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Debit Card replacement Fee to replace a lost debit / ATM card. $10.00" · Source
Expedited Debit Card$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=rush_card; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Expedited Debit Card | $50.00" · Source
Foreign ATM Withdrawal$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #9371. canonical_hint=atm_non_network; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Foreign ATM Withdrawal | No charge" · Source

Check ServicesVerified

ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks.$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=stop_payment; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks. $25.00" · Source
Official Checks Official Four Points Checks.$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=cashiers_check; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Official Checks Official Four Points Checks. $5.00" · Source

Account ServicesVerified

Garnishment / Levy Fee to process a garnishment or levy.$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=garnishment_levy; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Garnishment / Levy Fee to process a garnishment or levy. $30.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
a monthly service charge of	$25Above the typical range ($3–$10 nationally)	$19 above the national median	per month	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=monthly_maintenance; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="daily balance falls below $15,000, a monthly service charge of $25.00 will apply. Interest is earned on the entire"	Source
Account Research Fee per hour for account research.	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=account_research; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Account Research Fee per hour for account research. $25.00"	Source
Early Account Closure Fee charged to accounts closed within first six (6) months.	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=early_closure; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Early Account Closure Fee charged to accounts closed within first six (6) months. $5.00"	Source
Escheat / Abandoned Account	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=dormant_account; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Escheat / Abandoned Account \| $25.00"	Source
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=dormant_account; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Inactive Account \| $5.00"	Source
Paper Statement Fee per statement to receive a paper statement.	$2.95Within the typical range ($2–$5 nationally)	$0.05 below the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=paper_statement; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Paper Statement Fee per statement to receive a paper statement. $2.95"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=nsf; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Non-Sufficient Funds (NSF)* \| $35.00"	Source
Returned ACH
ATM & CardVerified
Debit Card replacement Fee to replace a lost debit / ATM card.	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=card_replacement; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Debit Card replacement Fee to replace a lost debit / ATM card. $10.00"	Source

Check ServicesVerified
ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks.	$25Within the typical range ($20–$30 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=stop_payment; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="ACH or Check Stop Payment Fee to stop payment on an ACH, check, or series of checks. $25.00"	Source
Account ServicesVerified
Garnishment / Levy Fee to process a garnishment or levy.	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #9371. canonical_hint=garnishment_levy; text_hash=530f9616b9fc0e15eb9fec50e74d1a84f04b07be8f3dc5f9b0694c9e3aba1ab0; excerpt="Garnishment / Levy Fee to process a garnishment or levy. $30.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$165.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$165.5M

Total deposits

$132.2M

Service charge income (year to date)

$217K

Fee income ratio

4.1%

Return on assets

-7.07%

Financial profile · Pro

Performance from regulator filings

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