Radius Federal Credit Union

Headquarters: Kenmore, New York
Charter: Credit Union
Assets: $87.2M
Fed district: New York

28 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Radius Federal Credit Union: $35
Radius Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Radius Federal Credit Union: $35
Radius Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Radius Federal Credit Union: $25
Radius Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Radius Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Share Low Balance Fee (less than Par Value)$1
per month
Early Account Closing - within 180 days$25
Abandoned Property Fee (Escheatment Fee)$100
Dormant Account Fee - 12 months, no activity$10
per month
Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Member Fax Request - 1st page, additional pa$5
Paper Statement Mailing Fee$1
per month
TransferNow: Rates in Online Banking: Returned Statement Fee - Bad Address$10

Overdraft & NSF

Courtesy Pay Fee - per transaction$35
per item
ATM Debit Card Non-Sufficient Funds Fee$35
Automatic Clearing House (ACH) NSF$35
Share Draft Non-Sufficient Funds Fee(NSF)$35

ATM & Card

Debit Card Replacement$10

Wire Transfers

Outgoing Wire Transfer$25
All Incoming Wire Transfers$5

Check Services

Certified Checks$10
Corporate Checks$5
Money Orders$5
Corporate Check/Money Order Stop Payment$35
per item
Draft/ACH Stop Payment Affidavit$35
Account Services: Check Cashing Fee - if less than in account$5
On-Us Check Cashing5%($5 minimum)
Items Sent for Collections/Small Claims$50
Draft Copy - Requested$5
Draft Copy - Virtual Branch$2

Digital & Electronic

Bill PayNo charge
Online Bill Pay Overnighted Checks$9.95
Mobile DepositNo charge

Cash & Deposit

Cash Advance Non-Member$25
CU Vendor Rates: Cash Advance Non-Proprietary Card$15
Return Deposited Item$35

Account Services

Notary - MemberNo charge
Safe Deposit Box Drilling$50
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$35
Not compared: Box drilling or key fee
Legal Action Compliance - Subpoena/Tax$150

Lending Fees

Late Payment Fee$30
Visa Late Payment$26

Retirement & IRA

Annual IRA Maintenance Fee (April 1)$20
per year
IRA Early Closeout$15
per transaction

Other Fees

Photocopies$3
Statement Copy$5
Duplicate Lien Release$20
Skip-A-Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Share Low Balance Fee (less than Par Value)	$1	per month	None
Early Account Closing - within 180 days	$25	Not stated	None
Abandoned Property Fee (Escheatment Fee)	$100	Not stated	None
Dormant Account Fee - 12 months, no activity	$10	per month	None
Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Member Fax Request - 1st page, additional pa	$5	Not stated	None
Paper Statement Mailing Fee	$1	per month	None
TransferNow: Rates in Online Banking: Returned Statement Fee - Bad Address	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee - per transaction	$35	per item	None
ATM Debit Card Non-Sufficient Funds Fee	$35	Not stated	None
Automatic Clearing House (ACH) NSF	$35	Not stated	None
Share Draft Non-Sufficient Funds Fee(NSF)	$35	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
All Incoming Wire Transfers	$5	Not stated	None
Check Services
Certified Checks	$10	Not stated	None
Corporate Checks	$5	Not stated	None
Money Orders	$5	Not stated	None
Corporate Check/Money Order Stop Payment	$35	per item	None
Draft/ACH Stop Payment Affidavit	$35	Not stated	None
Account Services: Check Cashing Fee - if less than in account	$5	Not stated	None
On-Us Check Cashing	5%($5 minimum)	Not stated	None
Items Sent for Collections/Small Claims	$50	Not stated	None
Draft Copy - Requested	$5	Not stated	None
Draft Copy - Virtual Branch	$2	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Online Bill Pay Overnighted Checks	$9.95	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Cash Advance Non-Member	$25	Not stated	None
CU Vendor Rates: Cash Advance Non-Proprietary Card	$15	Not stated	None
Return Deposited Item	$35	Not stated	None
Account Services
Notary - Member	No charge	Not stated	None
Safe Deposit Box Drilling	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$35Not compared: Box drilling or key fee	Not stated	None
Legal Action Compliance - Subpoena/Tax	$150	Not stated	None
Lending Fees
Late Payment Fee	$30	Not stated	None
Visa Late Payment	$26	Not stated	None
Retirement & IRA
Annual IRA Maintenance Fee (April 1)	$20	per year	None
IRA Early Closeout	$15	per transaction	None
Other Fees
Photocopies	$3	Not stated	None
Statement Copy	$5	Not stated	None
Duplicate Lien Release	$20	Not stated	None
Skip-A-Payment	$35	Not stated	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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