20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Personal Rite Checking $7.95 · Personal Regular Checking $9.95
Compared at $8.95, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
International Bank of Commerce · $1.6B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| International Bank of Commerce(this institution) | Oklahoma City, OK | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alma Bank | Astoria, NY | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| BankSouth | Greensboro, GA | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Benchmark Bank | Plano, TX | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| BOM Bank | Natchitoches, LA | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cape & Coast Bank | Yarmouth Port, MA | $1.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Chambers Bank | Danville, AR | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Bank | Carmichaels, PA | $1.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| CorTrust Bank National Association | Mitchell, SD | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Forcht Bank, National Association | Lexington, KY | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Grasshopper Bank, N.A. | New York, NY | $1.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Horicon Bank | Horicon, WI | $1.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| International Finance Bank | Miami, FL | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Landmark National Bank | Manhattan, KS | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Main Street Bank | Marlborough, MA | $1.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Meredith Village Savings Bank | Meredith, NH | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Newburyport Five Cents Savings Bank | Newburyport, MA | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northfield Savings Bank | Northfield, VT | $1.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pacific National Bank | Miami, FL | $1.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PrimeSouth Bank | Blackshear, GA | $1.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Nodaway Valley Bank | Maryville, MO | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Ohio Valley Bank Company | Gallipolis, OH | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Security National Bank of Sioux City, Iowa | Sioux City, IA | $1.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Transportation Alliance Bank, Inc. d/b/a TAB Bank | Ogden, UT | $1.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| US Metro Bank | Garden Grove, CA | $1.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Virginia National Bank | Charlottesville, VA | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8.95, the middle of its two prices, against a peer median of $9 among 17 publishing peers.
Its two checking prices are $7.95 and $9.95.
$8.95 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from International Bank of Commerce’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $9.95 | per month | None |
| Monthly Maintenance | $7.95 | per month | None |
| Account closed within 90 days of opening | $10 | Not stated | None |
| Inactivity fee | $5 | per month | None |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Processing fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft fee (checks and other debits paid) | $35 | per item | None |
| Non-sufficient funds (NSF) / Return Item fee (checks and other debits returned) created by check, in person withdrawal | $35 | per item | None |
| NSF / Returned Item | $35 | Not stated | None |
| Overdraft transfer protection | $12 | per item | None |
ATM & Card | |||
| Non-IBC ATM locations (in the U.S.): Withdrawal | $2 | Not stated | None |
| Non-IBC ATM locations (outside the U.S.) — Transfer | $2 | per transaction | None |
| Non-IBC ATM locations (outside the U.S.): Withdrawal | $2.50 | Not stated | None |
| Debit/ATM Card Replacement Fee | $15 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer within USA by IBC Representative | $35 | per item | None |
| WIRE TRANSFERS: Outgoing Wire Transfer within USA by IBC Representative | $35 | per item | None |
| Incoming Wire Transfer | $12.50 | per item | None |
| Outgoing Wire Transfer outside USA Consumer Customer | $60 | per item | None |
Check Services | |||
| Cashier's Checks — Non-customers (Only for securing funds for an on-us check) | $25 | per item | None |
| TELLER SERVICES Cashier's Checks: Customers | $10 | per item | None |
| Bill Pay Stop Payment | $35 | per item | None |
| Online Stop Payment | $35 | per item | None |
| Stop payment (all items) | $35 | Not stated | None |
| Temporary checks | $0.50 | per item | None |
| Collection of items | $20 | per item | None |
Digital & Electronic | |||
| BILL PAY Overnight Check (audience not stated, treated as personal) | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Same-Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
| Mobile Deposit | No charge | Not stated | None |
Account Services | |||
| Litigation Levies and Freezes | $100 | per item | None |
Other Fees | |||
| Int'l Courier Proc. Fee | $25 | per item | None |
| Misc Delivery Fee Domestic/Mexico Address | $25 | per item | None |
| Misc Delivery Fee Foreign Address | $40 | per item | None |
| Current account activity printout | $5 | per item | None |
| Photocopies | $2 | per item | None |
| Reproduction of statement/item | $5 | per item | None |
| Reproduction of TT&Ls or Cashier's checks | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 90 days of opening | $10 | Not stated | None |
| Inactivity fee | $5 | per month | None |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Processing fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft fee (checks and other debits paid) | $35 | per item | None |
| Non-sufficient funds (NSF) / Return Item fee (checks and other debits returned) created by check, in person withdrawal | $35 | per item | None |
| Overdraft transfer protection | $12 | per item | None |
ATM & Card | |||
| Non-IBC ATM locations (in the U.S.): Withdrawal | $2 | Not stated | None |
| Non-IBC ATM locations (outside the U.S.) — Transfer | $2 | per transaction | None |
| Non-IBC ATM locations (outside the U.S.): Withdrawal | $2.50 | Not stated | None |
| Debit/ATM Card Replacement Fee | $15 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer within USA by IBC Representative | $35 | per item | None |
| Incoming Wire Transfer | $12.50 | per item | None |
Check Services | |||
| Cashier's Checks — Non-customers (Only for securing funds for an on-us check) | $25 | per item | None |
| Bill Pay Stop Payment | $35 | per item | None |
| Online Stop Payment | $35 | per item | None |
| Temporary checks | $0.50 | per item | None |
| Collection of items | $20 | per item | None |
Digital & Electronic | |||
| Same-Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Charge Back fee for Commercial Accounts Only (Deposited checks and other items returned unpaid) | $12 | per item | None |
Account Services | |||
| Litigation Levies and Freezes | $100 | per item | None |
Other Fees | |||
| Int'l Courier Proc. Fee | $25 | per item | None |
| Misc Delivery Fee Domestic/Mexico Address | $25 | per item | None |
| Misc Delivery Fee Foreign Address | $40 | per item | None |
| Current account activity printout | $5 | per item | None |
| Photocopies | $2 | per item | None |
| Reproduction of statement/item | $5 | per item | None |
| Reproduction of TT&Ls or Cashier's checks | $5 | per item | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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