20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 8, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Service Charge / Personal Checking
Overdraft (OD)
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
South Side Community Federal Credit Union · $6M in assets
Banks and credit unions in the Chicago-Naperville-Elgin, IL-IN metro
Banks and credit unions with branches in the Chicago-Naperville-Elgin, IL-IN metro: the local competitors for deposits and customers. They range from $1M to $4.1T in assets, so compare prices here, not size.
Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).
Showing the 50 closest in assets of 140 peers; medians use all 140.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| South Side Community Federal Credit Union(this institution) | Chicago, IL | $6M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| 1st Equity Bank | Skokie, IL | $130M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| A.A.E.C. Federal Credit Union | Arlington Heights, IL | $119M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Access Federal Credit Union | Broadview, IL | $58M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Acme Continental Federal Credit Union | Riverdale, IL | $62M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Actors Federal Credit Union | New York, NY | $331M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Wolcott | Wolcott, IN | $280M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Brickyard Bank | Lincolnwood, IL | $159M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canals & Trails Federal Credit Union | Lockport, IL | $34M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cbi Federal Credit Union | Plainfield, IL | $17M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Credit Union of Illinois | Bellwood, IL | $123M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Chicago Firefighter'S Federal Credit Union | Chicago, IL | $93M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Chicago Post Office Employees Federal Credit Union | Chicago, IL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Chiphone Federal Credit Union | Elkhart, IN | $112M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elca Federal Credit Union | Chicago, IL | $30M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Evergreen Park Schools Federal Credit Union | Evergreen Park, IL | $10M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Federated Bank | Onarga, IL | $140M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fellowship Baptist Church Federal Credit Union | Chicago, IL | $1M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Finans Federal Credit Union | Hammond, IN | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank and Trust Company of Illinois | Palatine, IL | $229M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank of Manhattan | Manhattan, IL | $266M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Eagle Federal Credit Union | Owings Mills, MD | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Northern Federal Credit Union | Chicago, IL | $333M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Secure State Bank | Wonder Lake, IL | $306M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Florida Customs Federal Credit Union | Tampa, FL | $7M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Forest Park National Bank and Trust Company | Forest Park, IL | $322M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fox Valley Federal Credit Union | Aurora, IL | $46M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gesb Sheet Metal Workers Federal Credit Union | Portage, IN | $12M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Illiana Financial Federal Credit Union | Calumet City, IL | $264M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Joliet Municipal Employees Federal Credit Union | joliet, IL | $11M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Local 697 Federal Credit Union | Merrillville, IN | $49M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Maroon Financial Federal Credit Union | Chicago, IL | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Members Advantage Federal Credit Union | Michigan City, IN | $132M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Members Source Federal Credit Union | Merrillville, IN | $92M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Metro Federal Credit Union | Arlington Heights, IL | $80M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Metropolitan "L" Federal Credit Union | Oak Park, IL | $9M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Midwest Coalition Of Labor Federal Credit Union | Countryside, IL | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Molex Employees Federal Credit Union | Lisle, IL | $7M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mutual Federal Bank | Chicago, IL | $97M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Century Federal Credit Union | Joliet, IL | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| North Side Federal Savings and Loan Association of Chicago | Chicago, IL | $42M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Northern Illinois Federal Credit Union | Dekalb, IL | $18M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northside L Federal Credit Union | Broadview, IL | $5M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Northwest Municipal Federal Credit Union | Des Plaines, IL | $41M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| OSB Community Bank | Ottawa, IL | $356M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Planites Federal Credit Union | Chicago, IL | $40M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Prairie Community Bank | Marengo, IL | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Profinance Federal Credit Union | Merrillville, IN | $15M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Regional Federal Credit Union | Winfield, IN | $180M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Town Center Bank | Frankfort, IL | $181M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| U S #1364 Federal Credit Union | Merrillville, IN | $222M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
140 peers selected · 63 publish this fee(monthly maintenance)
77 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $9 among 63 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 8, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee, among the 50 peers shown
Hamilton is the Fee Insight workspace for pricing teams.
Compare local deposit competitors in HamiltonSource: Bank Fee Index, published fee schedules, as of Nov 8, 2026. Total assets from FDIC and NCUA records.
Amounts from South Side Community Federal Credit Union’s own schedules, with a source for each figure.
per page
per page
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service Charge / Personal Checking (Balance <$50) | $5 | per month | None |
| Early Closing Fee | $10 | Not stated | None |
| Dormant Account / Checking (60 Days Inactive) | $3 | per month | None |
| Dormant Account / Share (24 mos. Inactive) | $2 | per month | None |
| Research Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (NSF) | $25 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Wire Tansfer Outgoing | $20 | Not stated | None |
| Wire Transfer Incoming | $15 | Not stated | None |
Check Services | |||
| Official Check (To a Third Party) | $5 | Not stated | None |
| Money Order | $2 | per item | None |
| Share Draft / ACH Stop Payment | $25 | per item | None |
| Stop Payment / Share Draft or ACH | $25 | Not stated | None |
| Teller Check Stop Payment | $35 | Not stated | None |
| Check Copy | $5 | Not stated | None |
| Copy of paid draft | $2 | Not stated | None |
Digital & Electronic | |||
| ACH Return Item | $25 | Not stated | None |
Cash & Deposit | |||
| Deposit Return Item | $15 | Not stated | None |
Account Services | |||
| Garnishments / Levy / Citations | $50 | Not stated | None |
| Verification of Deposit | $5 | Not stated | None |
Lending Fees | |||
| Consumer Loan Late Fee | $20 | Not stated | None |
Retirement & IRA | |||
| IRA Annual Maitenance Fee | $15 | per year | None |
| IRA / Transfer / Institution | $25 | per item | None |
Other Fees | |||
| Faxes | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Consumer & Auto Loan Application Fee | $20 | Not stated | None |
| Joint Loan Application Fee | $30 | Not stated | None |
| Share Secured Loan Application Fee | $10 | Not stated | None |
| Skip Payment Fee | $25 | Not stated | None |
per page
per page
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Small Business Checking Service Fee (below $1,000) | $10 | Not stated | None |
| Early Closing Fee | $10 | Not stated | None |
| Dormant Account / Checking (60 Days Inactive) | $3 | per month | None |
| Dormant Account / Share (24 mos. Inactive) | $2 | per month | None |
| Research Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (NSF) | $25 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Wire Tansfer Outgoing | $20 | Not stated | None |
| Wire Transfer Incoming | $15 | Not stated | None |
Check Services | |||
| Official Check (To a Third Party) | $5 | Not stated | None |
| Money Order | $2 | per item | None |
| Share Draft / ACH Stop Payment | $25 | per item | None |
| Stop Payment / Share Draft or ACH | $25 | Not stated | None |
| Teller Check Stop Payment | $35 | Not stated | None |
| Check Copy | $5 | Not stated | None |
| Copy of paid draft | $2 | Not stated | None |
Digital & Electronic | |||
| ACH Return Item | $25 | Not stated | None |
Cash & Deposit | |||
| Deposit Return Item | $15 | Not stated | None |
Account Services | |||
| Garnishments / Levy / Citations | $50 | Not stated | None |
| Verification of Deposit | $5 | Not stated | None |
Retirement & IRA | |||
| IRA Annual Maitenance Fee | $15 | per year | None |
| IRA / Transfer / Institution | $25 | per item | None |
Other Fees | |||
| Faxes | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Joint Loan Application Fee | $30 | Not stated | None |
| Share Secured Loan Application Fee | $10 | Not stated | None |
| Skip Payment Fee | $25 | Not stated | None |
| Small Business Loan Application Fee | $25 | Not stated | None |
Nov 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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