South Side Community Federal Credit Union

Headquarters: Chicago, Illinois
Charter: Credit Union
Assets: $5.7M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Service Charge / Personal Checking
South Side Community Federal Credit Union: $5
South Side Community Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
South Side Community Federal Credit Union: $25
South Side Community Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
South Side Community Federal Credit Union: $20
South Side Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from South Side Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge / Personal Checking (Balance <$50)$5
per month
Early Closing Fee$10
Dormant Account / Checking (60 Days Inactive)$3
per month
Dormant Account / Share (24 mos. Inactive)$2
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5

Overdraft & NSF

Overdraft (NSF)$25

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Tansfer Outgoing$20
Wire Transfer Incoming$15

Check Services

Official Check (To a Third Party)$5
Money Order$2
per item
Share Draft / ACH Stop Payment$25
per item
Stop Payment / Share Draft or ACH$25
Teller Check Stop Payment$35
Check Copy$5
Copy of paid draft$2

Digital & Electronic

ACH Return Item$25

Cash & Deposit

Deposit Return Item$15

Account Services

Garnishments / Levy / Citations$50
Verification of Deposit$5

Lending Fees

Consumer Loan Late Fee$20

Retirement & IRA

IRA Annual Maitenance Fee$15
per year
IRA / Transfer / Institution$25
per item

Other Fees

Faxes$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Consumer & Auto Loan Application Fee$20
Joint Loan Application Fee$30
Share Secured Loan Application Fee$10
Skip Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Service Charge / Personal Checking (Balance <$50)	$5	per month	None
Early Closing Fee	$10	Not stated	None
Dormant Account / Checking (60 Days Inactive)	$3	per month	None
Dormant Account / Share (24 mos. Inactive)	$2	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft (NSF)	$25	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Tansfer Outgoing	$20	Not stated	None
Wire Transfer Incoming	$15	Not stated	None
Check Services
Official Check (To a Third Party)	$5	Not stated	None
Money Order	$2	per item	None
Share Draft / ACH Stop Payment	$25	per item	None
Stop Payment / Share Draft or ACH	$25	Not stated	None
Teller Check Stop Payment	$35	Not stated	None
Check Copy	$5	Not stated	None
Copy of paid draft	$2	Not stated	None
Digital & Electronic
ACH Return Item	$25	Not stated	None
Cash & Deposit
Deposit Return Item	$15	Not stated	None
Account Services
Garnishments / Levy / Citations	$50	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Fee	$20	Not stated	None
Retirement & IRA
IRA Annual Maitenance Fee	$15	per year	None
IRA / Transfer / Institution	$25	per item	None
Other Fees
Faxes	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Consumer & Auto Loan Application Fee	$20	Not stated	None
Joint Loan Application Fee	$30	Not stated	None
Share Secured Loan Application Fee	$10	Not stated	None
Skip Payment Fee	$25	Not stated	None

Account Maintenance

Small Business Checking Service Fee (below $1,000)$10
Early Closing Fee$10
Dormant Account / Checking (60 Days Inactive)$3
per month
Dormant Account / Share (24 mos. Inactive)$2
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5

Overdraft & NSF

Overdraft (NSF)$25

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Tansfer Outgoing$20
Wire Transfer Incoming$15

Check Services

Official Check (To a Third Party)$5
Money Order$2
per item
Share Draft / ACH Stop Payment$25
per item
Stop Payment / Share Draft or ACH$25
Teller Check Stop Payment$35
Check Copy$5
Copy of paid draft$2

Digital & Electronic

ACH Return Item$25

Cash & Deposit

Deposit Return Item$15

Account Services

Garnishments / Levy / Citations$50
Verification of Deposit$5

Retirement & IRA

IRA Annual Maitenance Fee$15
per year
IRA / Transfer / Institution$25
per item

Other Fees

Faxes$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Joint Loan Application Fee$30
Share Secured Loan Application Fee$10
Skip Payment Fee$25
Small Business Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Small Business Checking Service Fee (below $1,000)	$10	Not stated	None
Early Closing Fee	$10	Not stated	None
Dormant Account / Checking (60 Days Inactive)	$3	per month	None
Dormant Account / Share (24 mos. Inactive)	$2	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft (NSF)	$25	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Tansfer Outgoing	$20	Not stated	None
Wire Transfer Incoming	$15	Not stated	None
Check Services
Official Check (To a Third Party)	$5	Not stated	None
Money Order	$2	per item	None
Share Draft / ACH Stop Payment	$25	per item	None
Stop Payment / Share Draft or ACH	$25	Not stated	None
Teller Check Stop Payment	$35	Not stated	None
Check Copy	$5	Not stated	None
Copy of paid draft	$2	Not stated	None
Digital & Electronic
ACH Return Item	$25	Not stated	None
Cash & Deposit
Deposit Return Item	$15	Not stated	None
Account Services
Garnishments / Levy / Citations	$50	Not stated	None
Verification of Deposit	$5	Not stated	None
Retirement & IRA
IRA Annual Maitenance Fee	$15	per year	None
IRA / Transfer / Institution	$25	per item	None
Other Fees
Faxes	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Joint Loan Application Fee	$30	Not stated	None
Share Secured Loan Application Fee	$10	Not stated	None
Skip Payment Fee	$25	Not stated	None
Small Business Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when South Side Community Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Service Charge / Personal Checking
South Side Community Federal Credit Union: $5
South Side Community Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
South Side Community Federal Credit Union: $25
South Side Community Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
South Side Community Federal Credit Union: $20
South Side Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from South Side Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge / Personal Checking (Balance <$50)$5
per month
Early Closing Fee$10
Dormant Account / Checking (60 Days Inactive)$3
per month
Dormant Account / Share (24 mos. Inactive)$2
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5

Overdraft & NSF

Overdraft (NSF)$25

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Tansfer Outgoing$20
Wire Transfer Incoming$15

Check Services

Official Check (To a Third Party)$5
Money Order$2
per item
Share Draft / ACH Stop Payment$25
per item
Stop Payment / Share Draft or ACH$25
Teller Check Stop Payment$35
Check Copy$5
Copy of paid draft$2

Digital & Electronic

ACH Return Item$25

Cash & Deposit

Deposit Return Item$15

Account Services

Garnishments / Levy / Citations$50
Verification of Deposit$5

Lending Fees

Consumer Loan Late Fee$20

Retirement & IRA

IRA Annual Maitenance Fee$15
per year
IRA / Transfer / Institution$25
per item

Other Fees

Faxes$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Consumer & Auto Loan Application Fee$20
Joint Loan Application Fee$30
Share Secured Loan Application Fee$10
Skip Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Service Charge / Personal Checking (Balance <$50)	$5	per month	None
Early Closing Fee	$10	Not stated	None
Dormant Account / Checking (60 Days Inactive)	$3	per month	None
Dormant Account / Share (24 mos. Inactive)	$2	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft (NSF)	$25	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Tansfer Outgoing	$20	Not stated	None
Wire Transfer Incoming	$15	Not stated	None
Check Services
Official Check (To a Third Party)	$5	Not stated	None
Money Order	$2	per item	None
Share Draft / ACH Stop Payment	$25	per item	None
Stop Payment / Share Draft or ACH	$25	Not stated	None
Teller Check Stop Payment	$35	Not stated	None
Check Copy	$5	Not stated	None
Copy of paid draft	$2	Not stated	None
Digital & Electronic
ACH Return Item	$25	Not stated	None
Cash & Deposit
Deposit Return Item	$15	Not stated	None
Account Services
Garnishments / Levy / Citations	$50	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Fee	$20	Not stated	None
Retirement & IRA
IRA Annual Maitenance Fee	$15	per year	None
IRA / Transfer / Institution	$25	per item	None
Other Fees
Faxes	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Consumer & Auto Loan Application Fee	$20	Not stated	None
Joint Loan Application Fee	$30	Not stated	None
Share Secured Loan Application Fee	$10	Not stated	None
Skip Payment Fee	$25	Not stated	None

Account Maintenance

Small Business Checking Service Fee (below $1,000)$10
Early Closing Fee$10
Dormant Account / Checking (60 Days Inactive)$3
per month
Dormant Account / Share (24 mos. Inactive)$2
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5

Overdraft & NSF

Overdraft (NSF)$25

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Tansfer Outgoing$20
Wire Transfer Incoming$15

Check Services

Official Check (To a Third Party)$5
Money Order$2
per item
Share Draft / ACH Stop Payment$25
per item
Stop Payment / Share Draft or ACH$25
Teller Check Stop Payment$35
Check Copy$5
Copy of paid draft$2

Digital & Electronic

ACH Return Item$25

Cash & Deposit

Deposit Return Item$15

Account Services

Garnishments / Levy / Citations$50
Verification of Deposit$5

Retirement & IRA

IRA Annual Maitenance Fee$15
per year
IRA / Transfer / Institution$25
per item

Other Fees

Faxes$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Joint Loan Application Fee$30
Share Secured Loan Application Fee$10
Skip Payment Fee$25
Small Business Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Small Business Checking Service Fee (below $1,000)	$10	Not stated	None
Early Closing Fee	$10	Not stated	None
Dormant Account / Checking (60 Days Inactive)	$3	per month	None
Dormant Account / Share (24 mos. Inactive)	$2	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft (NSF)	$25	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Tansfer Outgoing	$20	Not stated	None
Wire Transfer Incoming	$15	Not stated	None
Check Services
Official Check (To a Third Party)	$5	Not stated	None
Money Order	$2	per item	None
Share Draft / ACH Stop Payment	$25	per item	None
Stop Payment / Share Draft or ACH	$25	Not stated	None
Teller Check Stop Payment	$35	Not stated	None
Check Copy	$5	Not stated	None
Copy of paid draft	$2	Not stated	None
Digital & Electronic
ACH Return Item	$25	Not stated	None
Cash & Deposit
Deposit Return Item	$15	Not stated	None
Account Services
Garnishments / Levy / Citations	$50	Not stated	None
Verification of Deposit	$5	Not stated	None
Retirement & IRA
IRA Annual Maitenance Fee	$15	per year	None
IRA / Transfer / Institution	$25	per item	None
Other Fees
Faxes	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Joint Loan Application Fee	$30	Not stated	None
Share Secured Loan Application Fee	$10	Not stated	None
Skip Payment Fee	$25	Not stated	None
Small Business Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.