Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

South Side Community Federal Credit Union

Chicago, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account / Checking (60 Days Inactive)$3Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=dormant_account; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Dormant Account / Checking (60 Days Inactive) | $3.00/mo" · Source

Dormant Account / Share (24 mos. Inactive)$2

$3 below the national median

Early Closing Fee$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=early_closure; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Early Closing Fee | $10.00" · Source

Research Fee$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=account_research; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Research Fee | $25.00/hr" · Source

Returned Mail Fee$5

$15 below the national median

Service Charge / Personal Checking (Balance <$50

$43.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=monthly_maintenance; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Service Charge / Personal Checking (Balance <$50) | $5.00/mo" · Source

Overdraft & NSFVerified

Overdraft (NSF)$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=overdraft; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Overdraft (NSF) | $25.00" · Source

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=card_replacement; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Debit Card Replacement Fee | $10.00" · Source

Wire TransfersVerified

Wire Tansfer Outgoing$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=wire_domestic_outgoing; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Wire Tansfer Outgoing | $20.00" · Source
Wire Transfer Incoming$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=wire_domestic_incoming; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Wire Transfer Incoming | $15.00" · Source

Check ServicesVerified

ACH Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=stop_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="ACH Stop Payment Fee | $25/item/mo" · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=check_image; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Check Copy | $5.00" · Source
Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=money_order; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Money Order | $2.00/check" · Source
Official Check (To a Third Party)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=cashiers_check; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Official Check (To a Third Party) | $5.00" · Source
Share Draft / ACH Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=stop_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Share Draft / ACH Stop Payment | $25.00/item" · Source
Stop Payment / Share Draft or ACH$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=stop_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Stop Payment / Share Draft or ACH | $25.00" · Source
Teller Check Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=stop_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Teller Check Stop Payment | $35.00" · Source

Digital & ElectronicVerified

ACH Return Item$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=ach_return; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="ACH Return Item | $25.00" · Source

Cash & DepositVerified

Deposit Return Item$15Within the typical range ($9.50–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=deposited_item_return; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Deposit Return Item | $15.00" · Source

Account ServicesVerified

Balance Inquiry Fee$2Within the typical range ($1–$2 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=balance_inquiry; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Balance Inquiry Fee | $2.00" · Source
Garnishments / Levy / Citations$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=garnishment_levy; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Garnishments / Levy / Citations | $50.00" · Source
Verification of Deposit$5Within the typical range ($5–$16.13 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=account_verification; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Verification of Deposit | $5.00" · Source

Lending FeesVerified

Consumer Loan Late Fee$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=late_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Consumer Loan Late Fee | $20.00" · Source

Retirement & IRAVerified

IRA / Transfer / Institution$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=ira_termination; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="IRA / Transfer / Institution | $25.00" · Source
IRA Annual Maitenance Fee$15Within the typical range ($10–$25 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=ira_administration; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="IRA Annual Maitenance Fee | $15.00" · Source

Other FeesVerified

Consumer & Auto Loan Application Fee$20Within the typical range ($20–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=other_lending_fee; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Consumer & Auto Loan Application Fee | $20.00" · Source
Joint Loan Application Fee$30Within the typical range ($20–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=other_lending_fee; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Joint Loan Application Fee | $30.00" · Source
Photocopies$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=document_reproduction; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Photocopies | $0.25/page" · Source
Share Secured Loan Application Fee$10Below the typical range ($20–$35 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=other_lending_fee; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Share Secured Loan Application Fee | $10.00" · Source
Small Business Loan Application Fee$25Within the typical range ($20–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=other_lending_fee; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Small Business Loan Application Fee | $25.00" · Source
Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=document_reproduction; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Statement Copy | $1.00/page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account / Checking (60 Days Inactive)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=dormant_account; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Dormant Account / Checking (60 Days Inactive) \| $3.00/mo"	Source
Dormant Account / Share (24 mos. Inactive)	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=dormant_account; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Dormant Account / Share (24 mos. Inactive) \| $2.00/mo"	Source
Early Closing Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=early_closure; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Early Closing Fee \| $10.00"	Source
Research Fee	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=account_research; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Research Fee \| $25.00/hr"	Source
Returned Mail Fee	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=account_research; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Returned Mail Fee \| $5.00"	Source
Service Charge / Personal Checking (Balance <	$50Above the typical range ($4–$12.63 nationally)	$43.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=monthly_maintenance; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Service Charge / Personal Checking (Balance <$50) \| $5.00/mo"	Source
Overdraft & NSFVerified
Overdraft (NSF)	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=overdraft; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Overdraft (NSF) \| $25.00"	Source
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=card_replacement; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Debit Card Replacement Fee \| $10.00"	Source
Wire TransfersVerified
Wire Tansfer Outgoing	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=wire_domestic_outgoing; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Wire Tansfer Outgoing \| $20.00"	Source
Wire Transfer Incoming
Check ServicesVerified
ACH Stop Payment Fee	$25Within the typical range ($20–$30 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=stop_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="ACH Stop Payment Fee \| $25/item/mo"	Source
Check Copy	$5
Digital & ElectronicVerified
ACH Return Item	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=ach_return; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="ACH Return Item \| $25.00"	Source
Cash & DepositVerified
Deposit Return Item	$15Within the typical range ($9.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=deposited_item_return; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Deposit Return Item \| $15.00"	Source
Account ServicesVerified
Balance Inquiry Fee	$2Within the typical range ($1–$2 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=balance_inquiry; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Balance Inquiry Fee \| $2.00"	Source
Garnishments / Levy / Citations
Lending FeesVerified
Consumer Loan Late Fee	$20Within the typical range ($15–$26.50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=late_payment; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Consumer Loan Late Fee \| $20.00"	Source
Retirement & IRAVerified
IRA / Transfer / Institution	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=ira_termination; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="IRA / Transfer / Institution \| $25.00"	Source
IRA Annual Maitenance Fee
Other FeesVerified
Consumer & Auto Loan Application Fee	$20Within the typical range ($20–$35 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4480. canonical_hint=other_lending_fee; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Consumer & Auto Loan Application Fee \| $20.00"	Source
Joint Loan Application Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 31

Verified fees

Under review

Assets

$5.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.7M

Total deposits

$4.6M

Service charge income (year to date)

$19K

Fee income ratio

13.6%

Return on assets

-2.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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