Fasny Federal Credit Union

Headquarters: Albany, New York
Charter: Credit Union
Assets: $17.9M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Fasny Federal Credit Union: $20
Fasny Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Fasny Federal Credit Union: $15
Fasny Federal Credit Union: $15
U.S. median: no median
Stop Payment
Fasny Federal Credit Union: $18
Fasny Federal Credit Union: $18
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fasny Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (Closed Within 90 Days)$15
one time
Dormant/Inactive Account (Inactive for 12 months)$5
per month · Inactive for 12 months; one fee refunded if deposit is made
Escheatment$50
Account Reconciliation / Research$15
Excess Transfers from RG (REG. D more than 6)$20
Bad Address / Returned Mail$5

Overdraft & NSF

Returned Checks – Non-Sufficient Funds (NSF)$20

ATM & Card

Debit Card Replacement (Lost/Stolen/Damaged)$10
per item
Debit Card Replacement – Rushed$36

Wire Transfers

Wire Transfers: Domestic Outgoing$15
Wire Transfer – Domestic IncomingNo charge
per item
Wire Transfers: Domestic IncomingNo charge
Wire Transfer – International Outgoing$25
per item
Wire Transfers: International Outgoing$25
Wire Transfer – International IncomingNo charge
per item
Wire Transfers: International IncomingNo charge

Check Services

Stop Payment (Checks, ACH, Bill Pay, Cashier’s Checks)$18
Foreign Collection Item$5
Copy of Draft$3

Account Services

Tax Levies / Garnishments / Restraining Notices$30

Lending Fees

Late Charge – Member Loan$15
Late Charge – Organizational Loan Less Than K$25
Late Charge – Organizational Loan More Than $50K$100

Other Fees

Express/Overnight Mail$25.50
Copy of Credit Report$5
Loan Payment Returned – Non-Sufficient Funds (NSF)$25
Second Lien Release$2

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (Closed Within 90 Days)	$15	one time	None
Dormant/Inactive Account (Inactive for 12 months)	$5	per month	Inactive for 12 months; one fee refunded if deposit is made
Escheatment	$50	Not stated	None
Account Reconciliation / Research	$15	Not stated	None
Excess Transfers from RG (REG. D more than 6)	$20	Not stated	None
Bad Address / Returned Mail	$5	Not stated	None
Overdraft & NSF
Returned Checks – Non-Sufficient Funds (NSF)	$20	Not stated	None
ATM & Card
Debit Card Replacement (Lost/Stolen/Damaged)	$10	per item	None
Debit Card Replacement – Rushed	$36	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$15	Not stated	None
Wire Transfer – Domestic Incoming	No charge	per item	None
Wire Transfers: Domestic Incoming	No charge	Not stated	None
Wire Transfer – International Outgoing	$25	per item	None
Wire Transfers: International Outgoing	$25	Not stated	None
Wire Transfer – International Incoming	No charge	per item	None
Wire Transfers: International Incoming	No charge	Not stated	None
Check Services
Stop Payment (Checks, ACH, Bill Pay, Cashier’s Checks)	$18	Not stated	None
Foreign Collection Item	$5	Not stated	None
Copy of Draft	$3	Not stated	None
Account Services
Tax Levies / Garnishments / Restraining Notices	$30	Not stated	None
Lending Fees
Late Charge – Member Loan	$15	Not stated	None
Late Charge – Organizational Loan Less Than K	$25	Not stated	None
Late Charge – Organizational Loan More Than $50K	$100	Not stated	None
Other Fees
Express/Overnight Mail	$25.50	Not stated	None
Copy of Credit Report	$5	Not stated	None
Loan Payment Returned – Non-Sufficient Funds (NSF)	$25	Not stated	None
Second Lien Release	$2	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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