First Federal Credit Union

Headquarters: Hiawatha, Iowa
Charter: Credit Union
Assets: $174.5M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
First Federal Credit Union: $25
First Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $35, the middle of its prices
First Federal Credit Union: $32 to $35
First Federal Credit Union: $32 to $35
U.S. median: no median
Wire Transfer (Int'l Out)
First Federal Credit Union: $50
First Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$20
per month
Account Research / Balance Assistance$30
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail Fee$7

Overdraft & NSF

Overdraft Protection$6
Overdraft Protection (Transfer from Basic Share Savings)$5

ATM & Card

Debit Card Replacement$10
Debit Card Rush Fee$100
Debit Card Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Outgoing Domestic Wire$25
Incoming Wire$10
Outgoing Foreign Wire$50

Check Services

Official Check Conversion$25
Official Checks (Payable to a third party)$5
Stop Payment - ACH (Pre-authorized item)$35
Stop Payment - Checks (applies to 1 or multiple items)$35
Stop Payment - Official Check (Lost or Stolen)$35
Stop Payment – ACH (Pre-authorized Items)$32
Stop Payment – Cashier’s Check (Lost or Stolen)$32
Starter Checks (10)$10
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Copy of Personal Check$3

Account Services

Non Member Notary Fee$10
Safe Deposit Box - Large (10 x 10 X 18)$80
per year
Safe Deposit Box - Medium (5 x 10 x 18)$40
per year
Safe Deposit Box - Small (3 x 10 x 18)$20
per year
Safe Deposit Box Key Replacement$5
Not compared: Box drilling or key fee
Safe Deposit Box Payment Late Fee$10
Not compared: Box drilling or key fee
Garnishment / Judgment / Levy$100
Subordination$150

Other Fees

Copy of Monthly Statement$1
Not compared: Charged per page; comparison unavailable
per page · Copy of Monthly Statement $1.00 / page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$20	per month	None
Account Research / Balance Assistance	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail Fee	$7	Not stated	None
Overdraft & NSF
Overdraft Protection	$6	Not stated	None
Overdraft Protection (Transfer from Basic Share Savings)	$5	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Debit Card Rush Fee	$100	Not stated	None
Debit Card Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing Foreign Wire	$50	Not stated	None
Check Services
Official Check Conversion	$25	Not stated	None
Official Checks (Payable to a third party)	$5	Not stated	None
Stop Payment - ACH (Pre-authorized item)	$35	Not stated	None
Stop Payment - Checks (applies to 1 or multiple items)	$35	Not stated	None
Stop Payment - Official Check (Lost or Stolen)	$35	Not stated	None
Stop Payment – ACH (Pre-authorized Items)	$32	Not stated	None
Stop Payment – Cashier’s Check (Lost or Stolen)	$32	Not stated	None
Starter Checks (10)	$10	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Copy of Personal Check	$3	Not stated	None
Account Services
Non Member Notary Fee	$10	Not stated	None
Safe Deposit Box - Large (10 x 10 X 18)	$80	per year	None
Safe Deposit Box - Medium (5 x 10 x 18)	$40	per year	None
Safe Deposit Box - Small (3 x 10 x 18)	$20	per year	None
Safe Deposit Box Key Replacement	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Payment Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment / Judgment / Levy	$100	Not stated	None
Subordination	$150	Not stated	None
Other Fees
Copy of Monthly Statement	$1Not compared: Charged per page; comparison unavailable	per page	Copy of Monthly Statement $1.00 / page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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