I Am Federal Credit Union

Headquarters: New York, New York
Charter: Credit Union
Assets: $103.2M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
I Am Federal Credit Union: $25
I Am Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
I Am Federal Credit Union: $1
I Am Federal Credit Union: $1
U.S. median: no median
Stop Payment
I Am Federal Credit Union: $25
I Am Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from I Am Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Low Balance Fee$1
per month
Account Closing Fee within 90 days$15
Abandoned Property$50
Inactive/Dormant Account Monthly Fee$5
per month
Undeliverable Mail$2
Paper Statement$3
Undeliverable Mail$2

Overdraft & NSF

Courtesy Pay$25

ATM & Card

ATM Service Charge after 3 transfers$1
ATM Service Charge after 4 withdrawals$1
Balance Inquiry$1
Replacement ATM/Check Cards$5
per item

Check Services

Check Stop Payment$25
Electronic Transfer Stop Payment$25
Photocopy Charge (per check)$5
per item

Account Services

Tax Levy/Subpoena$30

Lending Fees

Overdraft Line of Credit Late Payment Fee$15
Credit Report Fee$10

Other Fees

Photocopy Charge (per statement period)$7
Not compared: Monthly charge, not per item
per month
Short Term Loan Application Fee$15

Fee	Amount	Basis	Note
Account Maintenance
Monthly Low Balance Fee	$1	per month	None
Account Closing Fee within 90 days	$15	Not stated	None
Abandoned Property	$50	Not stated	None
Inactive/Dormant Account Monthly Fee	$5	per month	None
Undeliverable Mail	$2	Not stated	None
Paper Statement	$3	Not stated	None
Undeliverable Mail	$2	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	Not stated	None
ATM & Card
ATM Service Charge after 3 transfers	$1	Not stated	None
ATM Service Charge after 4 withdrawals	$1	Not stated	None
Balance Inquiry	$1	Not stated	None
Replacement ATM/Check Cards	$5	per item	None
Check Services
Check Stop Payment	$25	Not stated	None
Electronic Transfer Stop Payment	$25	Not stated	None
Photocopy Charge (per check)	$5	per item	None
Account Services
Tax Levy/Subpoena	$30	Not stated	None
Lending Fees
Overdraft Line of Credit Late Payment Fee	$15	Not stated	None
Credit Report Fee	$10	Not stated	None
Other Fees
Photocopy Charge (per statement period)	$7Not compared: Monthly charge, not per item	per month	None
Short Term Loan Application Fee	$15	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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