Lormet Community Federal Credit Union

Headquarters: Amherst, Ohio
Charter: Credit Union
Assets: $283.3M
Fed district: Cleveland

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9.35, the middle of its prices
Lormet Community Federal Credit Union: $6.95 to $9.95
Lormet Community Federal Credit Union: $6.95 to $9.95
U.S. median: no median
Overdraft (OD)
Lormet Community Federal Credit Union: $32
Lormet Community Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Lormet Community Federal Credit Union: $32
Lormet Community Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lormet Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Monthly Service Charge$8.95
per month
Monthly Service Charge$6.95
per month
Monthly service fee$9.75
per month · No monthly service fee with an average daily balance of $750+
Second Chance Checking Monthly Service Charge$9.95
per month
Account Early Closing$25
Dormant Account$7.50
per month
Account Research$25
per item
Paper Statement Fee$2.95
per month
Incorrect Address-Returned Mail/Email Fee$7.50
per month

Overdraft & NSF

ACH Overdraft$32
per item
Debit Card Overdraft$32
per item
One-Time Debit Overdraft$32
per item
Overdraft (O.D.) Privilege Fee$32
per item
NSF (Non Sufficient Funds) Fee$32
per item

ATM & Card

ATM Transaction$2
per item
ATM Transaction$0.50
per item
Card Replacement$7.50
Currency Conversion (audience not stated, treated as personal)1.1%of the transaction

Wire Transfers

Wire Transfer (Outgoing/Domestic)$20
per item
Wire Transfer (Incoming)$15
per item
Wire Transfer (Outgoing/Foreign)$50
per item

Check Services

Cashier's Check$8
per item
Money Order$2
per item
Stop Payment$32
per item
Items Sent For Collection$25
per item
Check Copy$5
per item
Check Copy via Online BankingNo charge

Digital & Electronic

Online Bill Pay for only (audience not stated, treated as personal)$5
per month
Online Bill Pay Plus$5

Cash & Deposit

Deposited Item Return$15
per item

Account Services

Statutory Recurring Remittance (Child Support)$10
per item
Verification of Accounts/Deposits/Credits$5

Other Fees

Card Document Copy$15
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Monthly Service Charge	$8.95	per month	None
Monthly Service Charge	$6.95	per month	None
Monthly service fee	$9.75	per month	No monthly service fee with an average daily balance of $750+
Second Chance Checking Monthly Service Charge	$9.95	per month	None
Account Early Closing	$25	Not stated	None
Dormant Account	$7.50	per month	None
Account Research	$25	per item	None
Paper Statement Fee	$2.95	per month	None
Incorrect Address-Returned Mail/Email Fee	$7.50	per month	None
Overdraft & NSF
ACH Overdraft	$32	per item	None
Debit Card Overdraft	$32	per item	None
One-Time Debit Overdraft	$32	per item	None
Overdraft (O.D.) Privilege Fee	$32	per item	None
NSF (Non Sufficient Funds) Fee	$32	per item	None
ATM & Card
ATM Transaction	$2	per item	None
ATM Transaction	$0.50	per item	None
Card Replacement	$7.50	Not stated	None
Currency Conversion (audience not stated, treated as personal)	1.1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing/Domestic)	$20	per item	None
Wire Transfer (Incoming)	$15	per item	None
Wire Transfer (Outgoing/Foreign)	$50	per item	None
Check Services
Cashier's Check	$8	per item	None
Money Order	$2	per item	None
Stop Payment	$32	per item	None
Items Sent For Collection	$25	per item	None
Check Copy	$5	per item	None
Check Copy via Online Banking	No charge	Not stated	None
Digital & Electronic
Online Bill Pay for only (audience not stated, treated as personal)	$5	per month	None
Online Bill Pay Plus	$5	Not stated	None
Cash & Deposit
Deposited Item Return	$15	per item	None
Account Services
Statutory Recurring Remittance (Child Support)	$10	per item	None
Verification of Accounts/Deposits/Credits	$5	Not stated	None
Other Fees
Card Document Copy	$15	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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