Lormet Community Federal Credit Union

Headquarters: Amherst, Ohio
Charter: Credit Union
Assets: $283.3M
Fed district: Cleveland
Regulator: NCUA

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 21, 2026

How these figures are measured

Call-report figures are for Lormet Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Lormet Community Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 21, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Lormet Community Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $312K in Q2 2026, 13% above the same quarter a year earlier ($275K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9.35, the middle of its prices
Lormet Community Federal Credit Union: $6.95 to $9.95
Lormet Community Federal Credit Union: $6.95 to $9.95
U.S. median: no median
Overdraft (OD)
Lormet Community Federal Credit Union: $32
Lormet Community Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Lormet Community Federal Credit Union: $32
Lormet Community Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $312K.

Fee income, Q2 2026

$312K

$312KQ3 2025

$277KQ4 2025

$289KQ1 2026

$312KQ2 2026

Against the median

Lormet Community Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Lormet Community Federal Credit Union · $283M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$274M to $292M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Lormet Community Federal Credit Union(this institution)	Amherst, OH	$283M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Community Federal Credit Union	Sparta, WI	$288M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Advantage Plus Federal Credit Union	Pocatello, ID	$292M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allegent Community Federal Credit Union	Pittsburgh, PA	$281M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltrust Federal Credit Union	Fairhaven, MA	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aneca Federal Credit Union	Shreveport, LA	$274M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bronco Federal Credit Union	Franklin, VA	$292M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Century Heritage Federal Credit Union	Pittsburgh, PA	$289M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cottonwood Community Federal Credit Union	Cottonwood, ID	$286M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Edwards Federal Credit Union	Edwards, CA	$277M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
General Electric Employees Federal Credit Union	Milford, CT	$283M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Hills Federal Credit Union	West Bend, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Har-Co Federal Credit Union	Bel Air, MD	$286M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Heritage Community Federal Credit Union	Rancho Cordova, CA	$283M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kalsee Federal Credit Union	Kalamazoo, MI	$292M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Maine Family Federal Credit Union	Lewiston, ME	$288M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Minnequa Works Federal Credit Union	Pueblo, CO	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Norstate Federal Credit Union	Madawaska, ME	$280M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwestern Mutual Federal Credit Union	Milwaukee, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Penn East Federal Credit Union	Scranton, PA	$280M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Penn State Federal Credit Union	Bellefonte, PA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Puget Sound Cooperative Federal Credit Union	Bellevue, WA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Top Tier Federal Credit Union	Clarion, PA	$278M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
U S Postal Service Federal Credit Union	Clinton, MD	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity One Federal Credit Union	Fort Worth, TX	$276M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Western Vista Federal Credit Union	Cheyenne, WY	$281M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.85 (44%) above the median of similar-sized credit unions.

Compared at $9.35, the middle of its four prices, against a peer median of $6.50 among 9 publishing peers.

Its four checking prices are $6.95, $8.95, $9.75 and $9.95.

$9.35 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Lormet Community Federal…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Lormet Community Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $312K
vs prior quarter: +$23K+8.0%; from Q1 2026
vs a year earlier: +$37K+13.5%; from Q2 2025
vs start of range: −$16K−4.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Lormet Community Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$312K	+$23K	+8.0%
Q1 2026	$289K	+$12K	+4.3%
Q4 2025	$277K	−$35K	−11.2%
Q3 2025	$312K	+$37K	+13.5%
Q2 2025	$275K	−$12K	−4.2%
Q1 2025	$287K	−$9K	−3.0%
Q4 2024	$296K	−$32K	−9.8%
Q3 2024	$328K	+$14K	+4.5%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Lormet Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Monthly Service Charge$8.95
per month
Monthly Service Charge$6.95
per month
Monthly service fee$9.75
per month · No monthly service fee with an average daily balance of $750+
Second Chance Checking Monthly Service Charge$9.95
per month
Account Early Closing$25
Dormant Account$7.50
per month
Account Research$25
per item
Paper Statement Fee$2.95
per month
Incorrect Address-Returned Mail/Email Fee$7.50
per month

Overdraft & NSF

ACH Overdraft$32
per item
Debit Card Overdraft$32
per item
One-Time Debit Overdraft$32
per item
Overdraft (O.D.) Privilege Fee$32
per item
NSF (Non Sufficient Funds) Fee$32
per item

ATM & Card

ATM Transaction$2
per item
ATM Transaction$0.50
per item
Card Replacement$7.50
Currency Conversion (audience not stated, treated as personal)1.1%of the transaction

Wire Transfers

Wire Transfer (Outgoing/Domestic)$20
per item
Wire Transfer (Incoming)$15
per item
Wire Transfer (Outgoing/Foreign)$50
per item

Check Services

Cashier's Check$8
per item
Money Order$2
per item
Stop Payment$32
per item
Items Sent For Collection$25
per item
Check Copy$5
per item
Check Copy via Online BankingNo charge

Digital & Electronic

Online Bill Pay for only (audience not stated, treated as personal)$5
per month
Online Bill Pay Plus$5

Cash & Deposit

Deposited Item Return$15
per item

Account Services

Statutory Recurring Remittance (Child Support)$10
per item
Verification of Accounts/Deposits/Credits$5

Other Fees

Card Document Copy$15
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Monthly Service Charge	$8.95	per month	None
Monthly Service Charge	$6.95	per month	None
Monthly service fee	$9.75	per month	No monthly service fee with an average daily balance of $750+
Second Chance Checking Monthly Service Charge	$9.95	per month	None
Account Early Closing	$25	Not stated	None
Dormant Account	$7.50	per month	None
Account Research	$25	per item	None
Paper Statement Fee	$2.95	per month	None
Incorrect Address-Returned Mail/Email Fee	$7.50	per month	None
Overdraft & NSF
ACH Overdraft	$32	per item	None
Debit Card Overdraft	$32	per item	None
One-Time Debit Overdraft	$32	per item	None
Overdraft (O.D.) Privilege Fee	$32	per item	None
NSF (Non Sufficient Funds) Fee	$32	per item	None
ATM & Card
ATM Transaction	$2	per item	None
ATM Transaction	$0.50	per item	None
Card Replacement	$7.50	Not stated	None
Currency Conversion (audience not stated, treated as personal)	1.1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing/Domestic)	$20	per item	None
Wire Transfer (Incoming)	$15	per item	None
Wire Transfer (Outgoing/Foreign)	$50	per item	None
Check Services
Cashier's Check	$8	per item	None
Money Order	$2	per item	None
Stop Payment	$32	per item	None
Items Sent For Collection	$25	per item	None
Check Copy	$5	per item	None
Check Copy via Online Banking	No charge	Not stated	None
Digital & Electronic
Online Bill Pay for only (audience not stated, treated as personal)	$5	per month	None
Online Bill Pay Plus	$5	Not stated	None
Cash & Deposit
Deposited Item Return	$15	per item	None
Account Services
Statutory Recurring Remittance (Child Support)	$10	per item	None
Verification of Accounts/Deposits/Credits	$5	Not stated	None
Other Fees
Card Document Copy	$15	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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