Healthcare Systems Federal Credit Union

Headquarters: Falls Church, Virginia
Charter: Credit Union
Assets: $135.5M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Systems Federal Credit Union: $30
Healthcare Systems Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Healthcare Systems Federal Credit Union: $30
Healthcare Systems Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Healthcare Systems Federal Credit Union: $1.50
Healthcare Systems Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Healthcare Systems Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 2 months of opening)$20
Escheat Fee$50
per month
Record Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5
per month

Overdraft & NSF

Overdraft/Non-Sufficient Funds/Uncollected Funds$30
per item
Overdraft/Non-Sufficient Funds/Uncollected Funds$30
per item
Automatic Overdraft from Savings$5
per item

ATM & Card

Non-HSFCU ATM Withdrawal$1.50
per item
Replacement of lost or stolen debit or credit card$10
per item

Check Services

Treasurer's Check$5
per item
Stop Payment$30
per item
Special Collection Item$30
per item

Cash & Deposit

Returned deposited item or loan payment$10
per item

Account Services

Levy/Garnishment Processing$30
per item
Second Loan Subordination$250

Gift & Prepaid Cards

Visa® Gift Card$4.95
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 2 months of opening)	$20	Not stated	None
Escheat Fee	$50	per month	None
Record Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	per month	None
Overdraft & NSF
Overdraft/Non-Sufficient Funds/Uncollected Funds	$30	per item	None
Overdraft/Non-Sufficient Funds/Uncollected Funds	$30	per item	None
Automatic Overdraft from Savings	$5	per item	None
ATM & Card
Non-HSFCU ATM Withdrawal	$1.50	per item	None
Replacement of lost or stolen debit or credit card	$10	per item	None
Check Services
Treasurer's Check	$5	per item	None
Stop Payment	$30	per item	None
Special Collection Item	$30	per item	None
Cash & Deposit
Returned deposited item or loan payment	$10	per item	None
Account Services
Levy/Garnishment Processing	$30	per item	None
Second Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card	$4.95	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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