Healthcare Systems Federal Credit Union

Headquarters: Falls Church, Virginia
Charter: Credit Union
Assets: $135.5M
Fed district: Richmond
Regulator: NCUA

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for Healthcare Systems Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Healthcare Systems Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Healthcare Systems Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $345K in Q2 2026, 2.4% above the same quarter a year earlier ($337K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthcare Systems Federal Credit Union: $30
Healthcare Systems Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Healthcare Systems Federal Credit Union: $30
Healthcare Systems Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Healthcare Systems Federal Credit Union: $1.50
Healthcare Systems Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 7.8% from Q3 2025 to Q2 2026, to $345K.

Fee income, Q2 2026

$345K

$320KQ3 2025

$314KQ4 2025

$308KQ1 2026

$345KQ2 2026

Against the median

Healthcare Systems Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Healthcare Systems Federal Credit Union · $135M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 12 states.

Credit unions only
$132M to $139M in assets
Headquartered in 12 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Healthcare Systems Federal Credit Union(this institution)	Falls Church, VA	$135M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
1St Ed Credit Union	Chambersburg, PA	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allied Federal Credit Union	Arlington, TX	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Breakwater Federal Credit Union	Houghton, MI	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Campbell Federal Credit Union	Maple Shade, NJ	$139M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coastline Federal Credit Union	Jacksonville, FL	$136M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
County Excellence Federal Credit Union	Roselle Park, NJ	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Delaware State Police Federal Credit Union	Georgetown, DE	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dept Of Labor Federal Credit Union	Washington, DC	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Family First Federal Credit Union	Hapeville, GA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Finex Federal Credit Union	East Hartford, CT	$134M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Firefighters Federal Credit Union	Onalaska, WI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Healthcare Employees Federal Credit Union	Princeton, NJ	$137M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizons North Federal Credit Union	Westminster, CO	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Liberty Savings Federal Credit Union	Jersey City, NJ	$135M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members 1St Of Nj Federal Credit Union	Vineland, NJ	$134M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mtcu Federal Credit Union	Midland, TX	$137M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oakdale Federal Credit Union	Oakdale, WI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Pheple Federal Credit Union	Greensburg, PA	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Premier Financial Federal Credit Union	New Holstein, WI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Straits Area Federal Credit Union	Cheboygan, MI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunrise Family Federal Credit Union	Bay City, MI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Health Federal Credit Union	Austin, TX	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wailuku Federal Credit Union	Kahului, HI	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Walled Lake Schools Federal Credit Union	Wolverine Lake, MI	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Workmen'S Circle Incorporated Federal Credit Union	Savannah, GA	$135M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Healthcare Systems Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Healthcare Systems Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Healthcare Systems Federa…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Healthcare Systems Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $345K
vs prior quarter: +$37K+12.0%; from Q1 2026
vs a year earlier: +$8K+2.4%; from Q2 2025
vs start of range: −$16K−4.4%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Healthcare Systems Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$345K	+$37K	+12.0%
Q1 2026	$308K	−$6K	−1.9%
Q4 2025	$314K	−$6K	−1.9%
Q3 2025	$320K	−$17K	−5.0%
Q2 2025	$337K	+$1K	+0.3%
Q1 2025	$336K	−$43K	−11.3%
Q4 2024	$379K	+$18K	+5.0%
Q3 2024	$361K	+$3K	+0.8%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Healthcare Systems Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 2 months of opening)$20
Escheat Fee$50
per month
Record Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5
per month

Overdraft & NSF

Overdraft/Non-Sufficient Funds/Uncollected Funds$30
per item
Overdraft/Non-Sufficient Funds/Uncollected Funds$30
per item
Automatic Overdraft from Savings$5
per item

ATM & Card

Non-HSFCU ATM Withdrawal$1.50
per item
Replacement of lost or stolen debit or credit card$10
per item

Check Services

Treasurer's Check$5
per item
Stop Payment$30
per item
Special Collection Item$30
per item

Cash & Deposit

Returned deposited item or loan payment$10
per item

Account Services

Levy/Garnishment Processing$30
per item
Second Loan Subordination$250

Gift & Prepaid Cards

Visa® Gift Card$4.95
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 2 months of opening)	$20	Not stated	None
Escheat Fee	$50	per month	None
Record Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5	per month	None
Overdraft & NSF
Overdraft/Non-Sufficient Funds/Uncollected Funds	$30	per item	None
Overdraft/Non-Sufficient Funds/Uncollected Funds	$30	per item	None
Automatic Overdraft from Savings	$5	per item	None
ATM & Card
Non-HSFCU ATM Withdrawal	$1.50	per item	None
Replacement of lost or stolen debit or credit card	$10	per item	None
Check Services
Treasurer's Check	$5	per item	None
Stop Payment	$30	per item	None
Special Collection Item	$30	per item	None
Cash & Deposit
Returned deposited item or loan payment	$10	per item	None
Account Services
Levy/Garnishment Processing	$30	per item	None
Second Loan Subordination	$250	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card	$4.95	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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