San Francisco Federal Credit Union

Headquarters: San Francisco, California
Charter: Credit Union
Assets: $1.6B
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
San Francisco Federal Credit Union: $30
San Francisco Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
San Francisco Federal Credit Union: $30
San Francisco Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $46.50, the middle of its prices
San Francisco Federal Credit Union: $25 to $68
San Francisco Federal Credit Union: $25 to $68
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from San Francisco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dollar Amount Escheat Notice$2
Escheat Notice$2
Reclamation of Escheated Funds$25
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
Address Locator Service$5
SAVINGS ACCOUNTS AND ASSOCIATED FEES: Address Locator Services$5

Overdraft & NSF

Paid NSF Item (Courtesy Pay)$30
Returned NSF Item$30
Overdraft Protection Transfer from SharesNo charge
Overdraft Protection Transfer from Shares (audience not stated, treated as personal)No charge

ATM & Card

Debit Card Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
per month
Debit Card Foreign Transaction Fee (Foreign Currency) (audience not stated, treated as personal)1%of the transaction
Debit Card Foreign Transaction Fee (US Dollar) (audience not stated, treated as personal)0.8%of the transaction

Wire Transfers

Outgoing Wire (Domestic)$25
Outgoing Wire (in US Dollars; not converted)$68
Incoming Wire$10
Outgoing Wire (in foreign currency)$48

Check Services

Official CheckNo charge
Bill Pay Stop Payment$25
Stop Payment (ACH and Check)$30
Stop Payments and Renewals (ACH and Check Draft)$30
Temporary Checks$4
Bill Pay Check Copy$2
Copy of Transactions (2 free check copies per month)$2
Paid Check Copies (2 free per month) (audience not stated, treated as personal)$2
per item
Transaction Copies (2 free check copies per month)$2
per item

Digital & Electronic

Bill Pay Overnight$25

Cash & Deposit

Returned Deposit$25

Account Services

Levy or Writ Processing$30
Verification of Deposit$10

Vehicle & Title

DMV Documentation and Transfer$20

Other Fees

Copy of Statements$2
Not compared: Monthly charge, not per item
per month
Statement Copy$2
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dollar Amount Escheat Notice	$2	Not stated	None
Escheat Notice	$2	Not stated	None
Reclamation of Escheated Funds	$25	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	Not stated	None
Address Locator Service	$5	Not stated	None
SAVINGS ACCOUNTS AND ASSOCIATED FEES: Address Locator Services	$5	Not stated	None
Overdraft & NSF
Paid NSF Item (Courtesy Pay)	$30	Not stated	None
Returned NSF Item	$30	Not stated	None
Overdraft Protection Transfer from Shares	No charge	Not stated	None
Overdraft Protection Transfer from Shares (audience not stated, treated as personal)	No charge	Not stated	None
ATM & Card
Debit Card Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	per month	None
Debit Card Foreign Transaction Fee (Foreign Currency) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Debit Card Foreign Transaction Fee (US Dollar) (audience not stated, treated as personal)	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire (Domestic)	$25	Not stated	None
Outgoing Wire (in US Dollars; not converted)	$68	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing Wire (in foreign currency)	$48	Not stated	None
Check Services
Official Check	No charge	Not stated	None
Bill Pay Stop Payment	$25	Not stated	None
Stop Payment (ACH and Check)	$30	Not stated	None
Stop Payments and Renewals (ACH and Check Draft)	$30	Not stated	None
Temporary Checks	$4	Not stated	None
Bill Pay Check Copy	$2	Not stated	None
Copy of Transactions (2 free check copies per month)	$2	Not stated	None
Paid Check Copies (2 free per month) (audience not stated, treated as personal)	$2	per item	None
Transaction Copies (2 free check copies per month)	$2	per item	None
Digital & Electronic
Bill Pay Overnight	$25	Not stated	None
Cash & Deposit
Returned Deposit	$25	Not stated	None
Account Services
Levy or Writ Processing	$30	Not stated	None
Verification of Deposit	$10	Not stated	None
Vehicle & Title
DMV Documentation and Transfer	$20	Not stated	None
Other Fees
Copy of Statements	$2Not compared: Monthly charge, not per item	per month	None
Statement Copy	$2Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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