Breco Federal Credit Union

Headquarters: Baton Rouge, Louisiana
Charter: Credit Union
Assets: $50.7M
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Breco Federal Credit Union: $30
Breco Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Breco Federal Credit Union: $15
Breco Federal Credit Union: $15
U.S. median: no median
Stop Payment
Breco Federal Credit Union: $30
Breco Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Breco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Dormant Fee$5
per month
Escheatment Fee$50
Money Market-Excessive Withdrawals$5
Savings-Excessive Withdrawals$5
Returned Mail Fee$15

Overdraft & NSF

NSF/Courtesy Pay$30
Overdraft-Transfer From Share Account$5
Not compared: Monthly charge, not per item
per month

ATM & Card

Debit Card Fee-Replacement$10

Wire Transfers

Wire-Domestic-Outgoing$15
Wire-Domestic-Incoming$15
Wire–International-Outgoing$37
Wire–International-Incoming$15

Check Services

Stop Payment$30
Temporary ChecksNo charge
Collection Item$25

Digital & Electronic

E-Service-Bill PaymentNo charge
Same Day Bill Pay$9.95

Cash & Deposit

Check-Returned Deposit$25

Account Services

Notary Fee$15
Levy Fee$50

Lending Fees

Loan Late Fee5%
per month
Loan Late Fee (audience not stated, treated as personal)5%
per month
Mortgage Processing Fee$250

Retirement & IRA

IRA-Transfer Fee$25

Gift & Prepaid Cards

Visa Gift Card-Pre-Paid$3.50

Other Fees

Loan Processing Fee-Non-Collateralized$20
Returned loan payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25	Not stated	None
Dormant Fee	$5	per month	None
Escheatment Fee	$50	Not stated	None
Money Market-Excessive Withdrawals	$5	Not stated	None
Savings-Excessive Withdrawals	$5	Not stated	None
Returned Mail Fee	$15	Not stated	None
Overdraft & NSF
NSF/Courtesy Pay	$30	Not stated	None
Overdraft-Transfer From Share Account	$5Not compared: Monthly charge, not per item	per month	None
ATM & Card
Debit Card Fee-Replacement	$10	Not stated	None
Wire Transfers
Wire-Domestic-Outgoing	$15	Not stated	None
Wire-Domestic-Incoming	$15	Not stated	None
Wire–International-Outgoing	$37	Not stated	None
Wire–International-Incoming	$15	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Temporary Checks	No charge	Not stated	None
Collection Item	$25	Not stated	None
Digital & Electronic
E-Service-Bill Payment	No charge	Not stated	None
Same Day Bill Pay	$9.95	Not stated	None
Cash & Deposit
Check-Returned Deposit	$25	Not stated	None
Account Services
Notary Fee	$15	Not stated	None
Levy Fee	$50	Not stated	None
Lending Fees
Loan Late Fee	5%	per month	None
Loan Late Fee (audience not stated, treated as personal)	5%	per month	None
Mortgage Processing Fee	$250	Not stated	None
Retirement & IRA
IRA-Transfer Fee	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card-Pre-Paid	$3.50	Not stated	None
Other Fees
Loan Processing Fee-Non-Collateralized	$20	Not stated	None
Returned loan payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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