Blackstone River Federal Credit Union

Headquarters: Woonsocket, Rhode Island
Charter: Credit Union
Assets: $75.1M
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
Blackstone River Federal Credit Union: $3 to $5
Blackstone River Federal Credit Union: $3 to $5
U.S. median: no median
Overdraft (OD)
Blackstone River Federal Credit Union: $20
Blackstone River Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Blackstone River Federal Credit Union: $20
Blackstone River Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Blackstone River Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service fee$5
per month
Student Checking Monthly service charge$3
per month
Inactive Account Fee$1
per month
Account Reconciliation fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid NSF fee (Courtesy Pay) Please see the Courtesy Pay page under Products and Services for program details$20
per item
NSF fee$20
per item

Wire Transfers

Money Wire fee: (Domestic)$25
per item
Money Wire (Incoming)$10

Check Services

Treasurer's Check Fee$4
per item
Money Order$3
per item
Money Order fee$3
per item
Stop Payment fee$20
per item
Copy of a Check fee$3
per item

Cash & Deposit

Deposited Item Return feeNo charge
per item

Account Services

Notary Fee (Non Members)$5
per item

Other Fees

Fax fee$2
per item
Statement Copy fee$5
per item
Loan Modification$50
Returned Loan Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service fee	$5	per month	None
Student Checking Monthly service charge	$3	per month	None
Inactive Account Fee	$1	per month	None
Account Reconciliation fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid NSF fee (Courtesy Pay) Please see the Courtesy Pay page under Products and Services for program details	$20	per item	None
NSF fee	$20	per item	None
Wire Transfers
Money Wire fee: (Domestic)	$25	per item	None
Money Wire (Incoming)	$10	Not stated	None
Check Services
Treasurer's Check Fee	$4	per item	None
Money Order	$3	per item	None
Money Order fee	$3	per item	None
Stop Payment fee	$20	per item	None
Copy of a Check fee	$3	per item	None
Cash & Deposit
Deposited Item Return fee	No charge	per item	None
Account Services
Notary Fee (Non Members)	$5	per item	None
Other Fees
Fax fee	$2	per item	None
Statement Copy fee	$5	per item	None
Loan Modification	$50	Not stated	None
Returned Loan Payment Fee	$25	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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