United Bank

Headquarters: Fairfax, Virginia
Charter: Bank
Assets: $33.6B
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
United Bank: $0 to $10
United Bank: $0 to $10
U.S. median: no median
Overdraft (OD)
United Bank: $36
United Bank: $36
U.S. median: no median
Wire Transfer (Domestic Out)
United Bank: $25
United Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$7
per month
Monthly maintenance fee$10
per month
Monthly maintenance feeNo charge
per month
Monthly maintenance fee if balance falls below required minimum$10
per month
Research of records (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdrafts$36
per item

ATM & Card

Replacement ATM/Debit Card$10

Wire Transfers

Wire Transfers: Outgoing Domestic$25
Wire Transfers: Incoming$15

Check Services

Official Check (Cashier’s Check)$8
Official ChecksNo charge
Stop payment$36
Counter Check (per item)$1
per item
Foreign check/FRB draft collection$20

Digital & Electronic

Expedited Bill Pay by check$20
Online Bill PayNo charge
Mobile Banking & Mobile Deposit falls below required minimum$10
Mobile DepositNo charge

Cash & Deposit

Bond return items$35

Account Services

Notary fee .$2
Garnishments, attachments$100
Levies, Liens$100
Loan or deposit verification letter$20

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$7	per month	None
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	No charge	per month	None
Monthly maintenance fee if balance falls below required minimum	$10	per month	None
Research of records (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdrafts	$36	per item	None
ATM & Card
Replacement ATM/Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$25	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Check Services
Official Check (Cashier’s Check)	$8	Not stated	None
Official Checks	No charge	Not stated	None
Stop payment	$36	Not stated	None
Counter Check (per item)	$1	per item	None
Foreign check/FRB draft collection	$20	Not stated	None
Digital & Electronic
Expedited Bill Pay by check	$20	Not stated	None
Online Bill Pay	No charge	Not stated	None
Mobile Banking & Mobile Deposit falls below required minimum	$10	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Bond return items	$35	Not stated	None
Account Services
Notary fee .	$2	Not stated	None
Garnishments, attachments	$100	Not stated	None
Levies, Liens	$100	Not stated	None
Loan or deposit verification letter	$20	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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