23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
STEWARDSHIP CHECKING $9 · PERFORMANCE CHECKING $20
Compared at $14.50, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Building Trades Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Performance Checking Monthly Fee | $20 | per month | None |
| Stewardship Checking Monthly Fee | $9 | per month | None |
| Early Account Closure (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant Account (audience not stated, treated as personal) | $5 | per month | None |
| Escheatment | $100 | Not stated | None |
| Account Research/Reconciliation | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $3 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) (audience not stated, treated as personal) | $29 | Not stated | None |
ATM & Card | |||
| ATM Withdraws | $3 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| Rush Debit Card Replacement (audience not stated, treated as personal) | $45 | Not stated | None |
| Foreign transactions | 0.8%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic- Outgoing (audience not stated, treated as personal) | $30 | Not stated | None |
| Wire Transfer Domestic- Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire Transfer International- Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
Check Services | |||
| Official Checks | $5 | Not stated | None |
| Stop Payment (audience not stated, treated as personal) | $29 | Not stated | None |
| Starter Checks (audience not stated, treated as personal) | $10 | Not stated | None |
| Non-member Check Cashing Service Fee (audience not stated, treated as personal) | $10 | Not stated | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting Services | No charge | Not stated | None |
| Return Deposit Item (audience not stated, treated as personal) | $12 | Not stated | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Levies & Garnishments (audience not stated, treated as personal) | $100 | Not stated | None |
Retirement & IRA | |||
| IRA External Transfer (audience not stated, treated as personal) | $75 | Not stated | None |
Other Fees | |||
| Check Orders (audience not stated, treated as personal) | $30 | Not stated | None |
| Duplicate Lien Release | $30 | Not stated | None |
| Duplicate Mortgage Satisfaction | $100 | Not stated | None |
| Loan Payment by ACH | No charge | Not stated | None |
| Payment Relief (Skip-A-Payment) (audience not stated, treated as personal) | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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